See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 5 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| NORTHWEST ADMINISTRATORS, INC EIN 91-0680697 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $192K |
| RAEL & LETSON EIN 94-1701048 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $70K |
| NATIONAL COMPLIANCE SERVICES EIN 77-0547053 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $50K |
| LEE CAPITAL MANAGEMENT EIN 33-0368457 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $40K |
| ASCENDANT HEALTHCARE EIN 26-3768186 NONE | Other services; Direct payment from the plan Service code 49 | — | $31K |
| LEONARD, CARTER, ET. AL. EIN 94-2819269 NONE | Legal; Direct payment from the plan Service code 29 | — | $22K |
| VAVRINEK, TRINE, DAY & CO., LLP EIN 95-2648289 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $18K |
| NEW ENGLAND PENSION CONSULTANTS EIN 26-1428909 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $9K |
| COMERICA BANK EIN 94-6076428 NONE | Investment management fees paid directly by plan; Other investment fees and expenses; Investment advisory (plan); Investment management fees paid indirectly by plan Service code 27 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,381 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,381 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | DELTA DENTAL PLAN OF CALIFORNIA | 1,770 | $879K |
| Vision | VISION SERVICE PLAN | 1,287 | $156K |
| Life insurance | AMALGAMATED LIFE INSURANCE COMPANY | 13,405 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 13,405 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.