See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 5 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DUANE MORRIS EIN 23-1392502 ATTORNEY | Legal Service code 29 | 30 SOUTH 17TH STREET PHILADELPHIA, PA 191034196 | $80K |
| CBIS BANKER BENEFITS EIN 94-3091487 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 1303 J STREET SUITE 600 SACRAMENTO, CA 95814 | $75K |
| COMYNS,SMITH,MCCLEARY & DEAVER, LLP EIN 68-0307221 ACCOUNTANT | Accounting (including auditing) Service code 10 | 1777 BOTELHO DRIVE SUITE 350 WALNUT CREEK, CA 94596 | $24K |
| US BANK EIN 31-0841368 TRUSTEE | Trustee (bank, trust company, or similar financial institution) Service code 21 | 1555 N RIVERCENTER DR STE300 MILWAUKEE, WI 53212 | $15K |
| INDEPENDENT BANKERS INSURANCE EIN 16-1654531 FIDUCIARY INSURANCE CO | Insurance services Service code 23 | PO BOX 28970 SCOTTSDALE, AZ 85255 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 117 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | UNUM LIFE INSURANCE | 69 | $74K |
| Other(4 contracts, 2 carriers) | LIFESECURE | 40 | $86K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 69 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.