| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AHP EXPERTS NV CC LLC3 | 825 ARLINGTON COURT RENO, NV 89509 | HOMETOWN HEALTH PLAN, INC | $22K | $0 | $22K | 1.51% |
| COMSTOCK INSURANCE AGENCIES INC3 | 9424 DOUBLE R BLVD RENO, NV 89521 | HOMETOWN HEALTH PLAN, INC | $15K | $0 | $15K | 1.03% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA LLC | 5340 KIETZKE LANE SUITE 201 RENO, NV 89511 | HOMETOWN HEALTH PLAN, INC | $14K | $0 | $14K | 0.96% |
| HEALTH BENEFITS ASSOCIATES3 | 3716 LAKESIDE DRIVE SUITE 100 RENO, NV 89509 | HOMETOWN HEALTH PLAN, INC | $14K | $0 | $14K | 0.92% |
| ACS BUSINESS INSURANCE SERVICES3 | 3724 LAKESIDE DR SUITE 100 RENO, NV 89509 | HOMETOWN HEALTH PLAN, INC | $13K | $0 | $13K | 0.89% |
| MANUFACTURING BENEFIT TRUST FUND5 | 1900 S. CARSON ST. CARSON CITY, NV 89701 | HOMETOWN HEALTH PLAN, INC | $0 | $11K | $11K | 0.76% |
| LP INSURANCE SERVICES, INC.3 Filed as: L/P INSURANCE SERVICES LLC | 9918 BLUE VILLA COURT LAS VEGAS, NV 89178 | HOMETOWN HEALTH PLAN, INC | $10K | $0 | $10K | 0.67% |
| REX WILLIAMS3 | 3740 BRANT STREET RENO, NV 89508 | HOMETOWN HEALTH PLAN, INC | $8K | $0 | $8K | 0.53% |
| PROSESSION INC3 | 1 EAST LIBERTY SUITE 600 RENO, NV 89501 | HOMETOWN HEALTH PLAN, INC | $5K | $0 | $5K | 0.34% |
| MARK AVILA3 | 2320 FIRESIDE CIRCLE RENO, NV 89509 | HOMETOWN HEALTH PLAN, INC | $5K | $0 | $5K | 0.32% |
| A AND H INSURANCE INC.3 Filed as: A AND H INSURANCE INC | 3301 S VIRGINIA ST RENO, NV 89502 | HOMETOWN HEALTH PLAN, INC | $3K | $0 | $3K | 0.23% |
| CK INSURANCE SERVICES INC3 | 4795 CAUGHLIN PKWY SUITE 200 RENO, NV 89519 | HOMETOWN HEALTH PLAN, INC | $3K | $0 | $3K | 0.19% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | 200 GALLERIA PARKWAY #1950 ATLANTA, GA 30339 | HOMETOWN HEALTH PLAN, INC | $2K | $0 | $2K | 0.16% |
| ASSET SOLUTIONS GROUP INC3 | 825 ARLINGTON COURT RENO, NV 89502 | HOMETOWN HEALTH PLAN, INC | $2K | $0 | $2K | 0.15% |
| JOEL LEWIS3 | 1535 DESERET DRIVE MINDEN, NV 89423 | HOMETOWN HEALTH PLAN, INC | $784 | $0 | $784 | 0.05% |
| M&M INSURANCE AGENCY3 Filed as: MM INSURANCE AGENCY LLC | 2088 FOREST GROVE LN SPARKS, NV 89436 | HOMETOWN HEALTH PLAN, INC | $784 | $0 | $784 | 0.05% |
| GEORGE BEACH INSURANCE SERVICES3 | PO BOX 579052 MODESTO, CA 95357 | HOMETOWN HEALTH PLAN, INC | $560 | $0 | $560 | 0.04% |
| CORE NEVADA LLC3 | 8311 W SUNSET RD SUITE 110 LAS VEGAS, NV 89113 | HOMETOWN HEALTH PLAN, INC | $336 | $0 | $336 | 0.02% |
| ACS BUSINESS INSURANCE SERVICES3 | 3724 LAKESIDE DR SUITE 100 RENO, NV 89509 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $20K | $0 | $20K | 1.76% |
| LP INSURANCE SERVICES, INC.3 Filed as: L/P INSURANCE SERVICES LLC | 9918 BLUE VILLA COURT LAS VEGAS, NV 89178 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $17K | $0 | $17K | 1.54% |
| AHP EXPERTS NV CC LLC3 | 825 ARLINGTON COURT RENO, NV 89509 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $12K | $0 | $12K | 1.08% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA LLC | 5340 KIETZKE LANE SUITE 201 RENO, NV 89511 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $9K | $0 | $9K | 0.83% |
| MANUFACTURING BENEFIT TRUST FUND5 | 1900 S. CARSON ST. CARSON CITY, NV 89701 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $0 | $6K | $6K | 0.53% |
| COMSTOCK INSURANCE AGENCIES INC3 | 9424 DOUBLE R BLVD RENO, NV 89521 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $4K | $0 | $4K | 0.38% |
| HEALTH BENEFITS ASSOCIATES3 | 3716 LAKESIDE DRIVE SUITE 100 RENO, NV 89509 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $1K | $0 | $1K | 0.10% |
| ASSET SOLUTIONS GROUP INC3 | 825 ARLINGTON COURT RENO, NV 89502 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $624 | $0 | $624 | 0.06% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | 200 GALLERIA PARKWAY #1950 ATLANTA, GA 30339 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $168 | $0 | $168 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 306 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 307 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HOMETOWN HEALTH PLAN, INC | 332 | $2.6M |
| Prescription drug(2 contracts, 2 carriers) | HOMETOWN HEALTH PLAN, INC | 332 | $2.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 332 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.