| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AHP EXPERTS NV CC, LLC3 | 825 ARLINGTON COURT RENO, NV 89509 | HOMETOWN HEALTH PLAN, INC | $7K | $0 | $7K | 1.18% |
| HEALTH BENEFITS ASSOCIATES3 | 3716 LAKESIDE DRIVE SUITE 100 RENO, NV 89509 | HOMETOWN HEALTH PLAN, INC | $6K | $0 | $6K | 0.92% |
| MARK AVILA3 | 2320 FIRESIDE CIRCLE RENO, NV 89509 | HOMETOWN HEALTH PLAN, INC | $5K | $0 | $5K | 0.90% |
| MANUFACTURING BENEFIT TRUST FUND5 | 1900 S. CARSON ST. CARSON CITY, NV 89701 | HOMETOWN HEALTH PLAN, INC | $0 | $4K | $4K | 0.73% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA LLC | 5340 KIETZKE LANE SUITE 201 RENO, NV 89511 | HOMETOWN HEALTH PLAN, INC | $4K | $0 | $4K | 0.69% |
| PROSESSION INC3 | 1 EAST LIBERTY SUITE 600 RENO, NV 89501 | HOMETOWN HEALTH PLAN, INC | $4K | $0 | $4K | 0.66% |
| A AND H INSURANCE INC.3 Filed as: A AND H INSURANCE INC | 3301 S VIRGINIA ST RENO, NV 89502 | HOMETOWN HEALTH PLAN, INC | $4K | $0 | $4K | 0.66% |
| L/P INSURANCE SERVICES3 Filed as: L/P INSURANCE SERVICES LLC | 9918 BLUE VILLA COURT LAS VEGAS, NV 89178 | HOMETOWN HEALTH PLAN, INC | $4K | $0 | $4K | 0.65% |
| ACS BUSINESS INSURANCE SERVICES3 | 3724 LAKESIDE DR SUITE 100 RENO, NV 89509 | HOMETOWN HEALTH PLAN, INC | $1K | $0 | $1K | 0.19% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | 200 GALLERIA PARKWAY #1950 ATLANTA, GA 30339 | HOMETOWN HEALTH PLAN, INC | $504 | $0 | $504 | 0.08% |
| DILLON HEALTH, LLC3 Filed as: DILLON HEALTH LLC | 329 FLINT ST RENO, NV 89501 | HOMETOWN HEALTH PLAN, INC | $168 | $0 | $168 | 0.03% |
| ACS BUSINESS INSURANCE SERVICES3 | 3724 LAKESIDE DR SUITE 100 RENO, NV 89509 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $7K | $0 | $7K | 3.54% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA LLC | 5340 KIETZKE LANE SUITE 201 RENO, NV 89511 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $3K | $0 | $3K | 1.45% |
| AHP EXPERTS NV CC, LLC3 | 825 ARLINGTON COURT RENO, NV 89509 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $2K | $0 | $2K | 1.16% |
| MANUFACTURING BENEFIT TRUST FUND5 | 1900 S. CARSON ST. CARSON CITY, NV 89701 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $0 | $1K | $1K | 0.57% |
| HEALTH BENEFITS ASSOCIATES3 | 3716 LAKESIDE DRIVE SUITE 100 RENO, NV 89509 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $868 | $0 | $868 | 0.42% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | 200 GALLERIA PARKWAY #1950 ATLANTA, GA 30339 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $168 | $0 | $168 | 0.08% |
| DILLON HEALTH, LLC3 Filed as: DILLON HEALTH LLC | 329 FLINT ST RENO, NV 89501 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $56 | $0 | $56 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 175 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 175 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HOMETOWN HEALTH PLAN, INC | 152 | $806K |
| Prescription drug(2 contracts, 2 carriers) | HOMETOWN HEALTH PLAN, INC | 152 | $806K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 152 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.