| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AHP EXPERTS NV CC, LLC3 | 825 ARLINGTON COURT RENO, NV 89509 | HOMETOWN HEALTH PLAN, INC | $50K | $0 | $50K | 1.91% |
| L/P INSURANCE SERVICES3 Filed as: L/P INSURANCE SERVICES LLC | 9918 BLUE VILLA COURT LAS VEGAS, NV 89178 | HOMETOWN HEALTH PLAN, INC | $30K | $0 | $30K | 1.13% |
| HEALTH BENEFITS ASSOCIATES3 | 3716 LAKESIDE DRIVE SUITE 100 RENO, NV 89509 | HOMETOWN HEALTH PLAN, INC | $27K | $0 | $27K | 1.04% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA LLC | 5340 KIETZKE LANE SUITE 201 RENO, NV 89511 | HOMETOWN HEALTH PLAN, INC | $25K | $0 | $25K | 0.95% |
| SERVICE BENEFIT TRUST FUND5 | 1900 S. CARSON ST. CARSON CITY, NV 89701 | HOMETOWN HEALTH PLAN, INC | $0 | $23K | $23K | 0.86% |
| MFG LLC3 Filed as: MFG BENEFITS LLC | 1325 AIRMOTIVE WAY SUITE 390 RENO, NV 89502 | HOMETOWN HEALTH PLAN, INC | $17K | $0 | $17K | 0.64% |
| JOHN COBBEY3 | PO BOX 135 SILVER CITY, NV 89428 | HOMETOWN HEALTH PLAN, INC | $14K | $0 | $14K | 0.54% |
| PROSESSION INC3 | 1 EAST LIBERTY SUITE 600 RENO, NV 89501 | HOMETOWN HEALTH PLAN, INC | $13K | $0 | $13K | 0.51% |
| REX WILLIAMS3 | 3740 BRANT ST. RENO, NV 89508 | HOMETOWN HEALTH PLAN, INC | $10K | $0 | $10K | 0.37% |
| SHANNON AUBLE3 | 1990 CALIFORNIA AVE RENO, NV 89509 | HOMETOWN HEALTH PLAN, INC | $9K | $0 | $9K | 0.33% |
| M&M INSURANCE AGENCY3 Filed as: MM INSURANCE AGENCY LLC | 2088 FOREST GROVE LN SPARKS, NV 89436 | HOMETOWN HEALTH PLAN, INC | $9K | $0 | $9K | 0.33% |
| ACS BUSINESS INSURANCE SERVICES3 | 3724 LAKESIDE DR SUITE 100 RENO, NV 89509 | HOMETOWN HEALTH PLAN, INC | $7K | $0 | $7K | 0.28% |
| A AND H INSURANCE INC.3 Filed as: A AND H INSURANCE INC | 3301 S VIRGINIA ST RENO, NV 89502 | HOMETOWN HEALTH PLAN, INC | $6K | $0 | $6K | 0.25% |
| EMPLOYER BENEFITS, INC.3 Filed as: EMPLOYER BENEFITS | 31 KEYSTONE AVE RENO, NV 89503 | HOMETOWN HEALTH PLAN, INC | $6K | $0 | $6K | 0.24% |
| MICHAEL WALLACE3 | 50 W LIBERTY ST STE 500 RENO, NV 89501 | HOMETOWN HEALTH PLAN, INC | $6K | $0 | $6K | 0.21% |
| JEWELS BENEFITS3 Filed as: JEWELS BENEFITS INC. | 1027 LADERA DRIVE CARSON CITY, NV 89701 | HOMETOWN HEALTH PLAN, INC | $3K | $0 | $3K | 0.13% |
| LAURIE MCLELLAND3 | P.O. BOX 34570 RENO, NV 89533 | HOMETOWN HEALTH PLAN, INC | $3K | $0 | $3K | 0.10% |
| CK INSURANCE SERVICES INC3 | 4795 CAUGHLIN PKWY SUITE 200 RENO, NV 89519 | HOMETOWN HEALTH PLAN, INC | $2K | $0 | $2K | 0.09% |
| DILLON HEALTH, LLC3 Filed as: DILLON HEALTH LLC | 329 FLINT ST RENO, NV 89501 | HOMETOWN HEALTH PLAN, INC | $2K | $0 | $2K | 0.08% |
| HENDRICKS & ASSOCIATES3 Filed as: HENDRICKS ASSOCIATES INC. | 190 W. HUFFAKER LANE SUITE 403 RENO, NV 89511 | HOMETOWN HEALTH PLAN, INC | $2K | $0 | $2K | 0.07% |
| THE LAZZARONE GROUP, LLC3 Filed as: THE LAZZARONE GROUP LLC | 3716 LAKESIDE DR. #200 RENO, NV 89509 | HOMETOWN HEALTH PLAN, INC | $1K | $0 | $1K | 0.04% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | 200 GALLERIA PARKWAY #1950 ATLANTA, GA 30339 | HOMETOWN HEALTH PLAN, INC | $1K | $0 | $1K | 0.04% |
| AWAREGOLD INC.3 Filed as: AWAREGOLD INC | 445 APPLE ST #110 RENO, NV 89502 | HOMETOWN HEALTH PLAN, INC | $868 | $0 | $868 | 0.03% |
| R&J INSURANCE SERVICES, LLC3 Filed as: R J INSURANCE SERVICES LLC | 5476 RENO CORPORATE DR RENO, NV 89511 | HOMETOWN HEALTH PLAN, INC | $700 | $0 | $700 | 0.03% |
| AARDVARK INSURANCE OF NEVADA3 | 4600 KIETZKE LANE #A-105 RENO, NV 89502 | HOMETOWN HEALTH PLAN, INC | $672 | $0 | $672 | 0.03% |
| MIKE DANIEL INSURANCE AGENCY INC.3 | 5470 S. KIETZKE LN. #300 RENO, NV 89509 | HOMETOWN HEALTH PLAN, INC | $672 | $0 | $672 | 0.03% |
| VICTORIA PAIGE TRIPP3 Filed as: VICTORIA TRIPP | 1221 ALDERTON LANE LAS VEGAS, NV 89144 | HOMETOWN HEALTH PLAN, INC | $364 | $0 | $364 | 0.01% |
| ASSET SOLUTIONS GROUP INC.3 Filed as: ASSET SOLUTIONS GROUP INC | 825 ARLINGTON COURT RENO, NV 89502 | HOMETOWN HEALTH PLAN, INC | $120 | $0 | $120 | 0.00% |
| NEVADA INS AGCY CO3 Filed as: NEVADA INSURANCE AGENCY CO | 3724 LAKESIDE DR #100 RENO, NV 89509 | HOMETOWN HEALTH PLAN, INC | $93 | $0 | $93 | 0.00% |
| AHP EXPERTS NV CC, LLC3 | 825 ARLINGTON COURT RENO, NV 89509 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $21K | $0 | $21K | 1.44% |
| KAREN DURST3 | 2323 HOLCOMB RANCH LANE RENO, NV 89511 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $15K | $0 | $15K | 1.04% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA LLC | 5340 KIETZKE LANE SUITE 201 RENO, NV 89511 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $15K | $0 | $15K | 1.02% |
| A AND H INSURANCE INC.3 Filed as: A AND H INSURANCE INC | 3301 S VIRGINIA ST RENO, NV 89502 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $10K | $0 | $10K | 0.70% |
| SERVICE BENEFIT TRUST FUND5 | 1900 S. CARSON ST. CARSON CITY, NV 89701 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $0 | $10K | $10K | 0.66% |
| HEALTH BENEFITS ASSOCIATES3 | 3716 LAKESIDE DRIVE SUITE 100 RENO, NV 89509 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $8K | $0 | $8K | 0.52% |
| JOHN COBBEY3 | PO BOX 135 SILVER CITY, NV 89428 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $6K | $0 | $6K | 0.44% |
| ACS BUSINESS INSURANCE SERVICES3 | 3724 LAKESIDE DR SUITE 100 RENO, NV 89509 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $6K | $0 | $6K | 0.40% |
| EMPLOYER BENEFITS, INC.3 Filed as: EMPLOYER BENEFITS | 31 KEYSTONE AVE RENO, NV 89503 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $5K | $0 | $5K | 0.35% |
| NEVADA INS AGCY CO3 Filed as: NEVADA INSURANCE AGENCY CO | 3724 LAKESIDE DR #100 RENO, NV 89509 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $5K | $0 | $5K | 0.33% |
| MFG LLC3 Filed as: MFG BENEFITS LLC | 1325 AIRMOTIVE WAY SUITE 390 RENO, NV 89502 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $3K | $0 | $3K | 0.22% |
| LAURIE MCLELLAND3 | P.O. BOX 34570 RENO, NV 89533 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $3K | $0 | $3K | 0.20% |
| DILLON HEALTH, LLC3 Filed as: DILLON HEALTH LLC | 329 FLINT ST RENO, NV 89501 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $3K | $0 | $3K | 0.19% |
| L/P INSURANCE SERVICES3 Filed as: L/P INSURANCE SERVICES LLC | 9918 BLUE VILLA COURT LAS VEGAS, NV 89178 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $2K | $0 | $2K | 0.17% |
| NORTHERN NEVADA INSURANCE AGENCY3 | 592 CALIFORNIA AVE RENO, NV 89509 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $2K | $0 | $2K | 0.14% |
| PROSESSION INC3 | 1 EAST LIBERTY SUITE 600 RENO, NV 89501 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $2K | $0 | $2K | 0.12% |
| THE LAUGHTON COMPANY3 Filed as: LAUGHTON COMPANY | 140 WASHINGTON STREET #100 RENO, NV 89503 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $1K | $0 | $1K | 0.09% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | 200 GALLERIA PARKWAY #1950 ATLANTA, GA 30339 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $840 | $0 | $840 | 0.06% |
| M&M INSURANCE AGENCY3 Filed as: MM INSURANCE AGENCY LLC | 2088 FOREST GROVE LN SPARKS, NV 89436 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $840 | $0 | $840 | 0.06% |
| MICHAEL WALLACE3 | 50 W LIBERTY ST STE 500 RENO, NV 89501 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $476 | $0 | $476 | 0.03% |
| ASSET SOLUTIONS GROUP INC.3 Filed as: ASSET SOLUTIONS GROUP INC | 825 ARLINGTON COURT RENO, NV 89502 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $328 | $0 | $328 | 0.02% |
| GCG FINANCIAL LLC3 Filed as: DISTINCTIVE INS, ALERA GROUP AGENCY | 9555 HILLWOOD DR. #140 LAS VEGAS, NV 89134 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $224 | $0 | $224 | 0.02% |
| GCG FINANCIAL LLC3 Filed as: MENATH INS AN ALERA GROUP AGENCY | 1325 AIRMOTIVE WAY SUITE 320 RENO, NV 89502 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $196 | $0 | $196 | 0.01% |
| DL BUTCHER CONSULTING LLC3 | 415 CHURCH ST. #2302 NASHVILLE, TN 37219 | HOMETOWN HEALTH PROVIDERS INSURANCE COMPANY, INC | $84 | $0 | $84 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,088 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,088 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HOMETOWN HEALTH PLAN, INC | 1,137 | $4.1M |
| Prescription drug(2 contracts, 2 carriers) | HOMETOWN HEALTH PLAN, INC | 1,137 | $4.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,137 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.