| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RUSSEL CONSULTING GROUP, LLC4 | 21515 LUPINE COURT WEST LINN, OR 97068 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $4K | — | $4K | 0.30% |
| BP&A, LLC4 | PO BOX 12469 PORTLAND, OR 97212 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $1K | $2K | $3K | 0.25% |
| RUSSEL CONSULTING GROUP, LLC4 | 21515 LUPINE COURT WEST LINN, OR 97068 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $3K | — | $3K | 0.30% |
| BP&A, LLC4 | PO BOX 12469 PORTLAND, OR 97212 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $868 | $866 | $2K | 0.19% |
| RUSSEL CONSULTING GROUP, LLC4 | 21515 LUPINE COURT WEST LINN, OR 97068 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $2K | — | $2K | 0.29% |
| BP&A, LLC4 | PO BOX 12469 PORTLAND, OR 97212 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $717 | $1K | $2K | 0.25% |
| RUSSEL CONSULTING GROUP, LLC4 | 21515 LUPINE COURT WEST LINN, OR 97068 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $2K | — | $2K | 0.30% |
| BP&A, LLC4 | PO BOX 12469 PORTLAND, OR 97212 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $493 | $535 | $1K | 0.19% |
| RISK STRATEGIES COMPANY4 | 999 FIFTH AVENUE SAN RAFAEL, CA 94901 | PARTNERRE AMERICA INSURANCE COMPANY (PRAIC) | — | $3K | $3K | 2.50% |
| RISK STRATEGIES COMPANY4 | 999 FIFTH AVENUE SAN RAFAEL, CA 94901 | PARTNERRE AMERICA INSURANCE COMPANY (PRAIC) | — | $2K | $2K | 2.50% |
| RUSSEL CONSULTING GROUP, LLC4 | 21515 LUPINE COURT WEST LINN, OR 97068 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $77 | — | $77 | 0.28% |
| BP&A, LLC4 | PO BOX 12469 PORTLAND, OR 97212 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $27 | $30 | $57 | 0.21% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| US BENEFITS INC. EIN 93-0929070 SUBSIDIARY OF UMTA | Claims processing; Direct payment from the plan Service code 12 | — | $898K |
| UEA, INC. EIN 93-0991444 SUBSIDIARY OF UMTA | Contract Administrator; Direct payment from the plan Service code 13 | — | $652K |
| ZELIS CLAIMS INTEGRITY EIN 86-1040704 NONE | Other services; Direct payment from the plan Service code 49 | — | $287K |
| QUEST INVESTMENT MANAGEMENT EIN 93-0880854 NONE | Investment management; Soft dollars commissions; Investment management fees paid directly by plan Service code 28 | — | $97K |
| AMERICAN HEALTH HOLDINGS EIN 31-1368946 NONE | Other services; Direct payment from the plan Service code 49 | — | $82K |
| NAVITUS HEALTH SOLUTIONS EIN 04-3608530 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $64K |
| RSC INSURANCE BROKERAGE, INC. EIN 16-1689464 NONE | Insurance agents and brokers; Actuarial; Direct payment from the plan; Consulting (general) Service code 11 | — | $64K |
| HEALTHX, INC. EIN 35-1928243 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Direct payment from the plan Service code 15 | — | $54K |
| RUSSEL CONSULTING GROUP, LLC EIN 47-2398348 NONE | Consulting (general); Insurance brokerage commissions and fees; Insurance agents and brokers; Actuarial; Direct payment from the plan Service code 11 | — | $46K |
| HEALTHLINX, LLC EIN 87-0660214 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $36K |
| PROVIDENCE PLAN PARTNERS EIN 91-1861964 NONE | Other services; Direct payment from the plan; Claims processing Service code 12 | — | $33K |
| BARRAN LIEBMAN EIN 93-1251627 NONE | Legal; Direct payment from the plan Service code 29 | — | $28K |
| US BANK, NA EIN 31-0841368 NONE | Float revenue; Custodial (securities); Soft dollars commissions; Other services; Direct payment from the plan Service code 19 | — | $27K |
| LINDQUIST LLP EIN 52-2385296 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $23K |
| WINDSOR STRATEGY PARTNERS, INC EIN 81-0912547 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $20K |
| MANAGED HEALTHCARE NORTHWEST, INC. EIN 93-0914759 NONE | Direct payment from the plan; Other services Service code 49 | — | $15K |
| ANDERSON ZURMUEHLEN & CO EIN 81-0385940 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $11K |
| MEGNA LAW FIRM EIN 22-3845256 NONE | Legal; Direct payment from the plan Service code 29 | — | $10K |
| INSTINET NONE | Securities brokerage; Direct payment from the plan Service code 33 | WORLDWIDE PLAZA 309 WEST 49TH ST. NEW YORK, NY 10019 | $9K |
| COFINITY, LLC EIN 20-1274723 NONE | Other services; Direct payment from the plan Service code 49 | — | $8K |
| JOHN M MORRISON NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | 624 GILBERT STREET HELENA, MT 59601 | $8K |
| PROACT EIN 16-1571381 NONE | Other services; Direct payment from the plan Service code 49 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,775 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 33 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,808 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts) | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 225 | $3.4M |
| Dental(6 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 1,484 | $4.0M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,922 | $63K |
| Stop-loss / reinsurancereinsurance(2 contracts) | PARTNERRE AMERICA INSURANCE COMPANY (PRAIC) | 1,658 | $225K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 1,922 | $63K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,922 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.