See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS, INC. EIN 38-2383171 THIRD PARTY ADMIN. | Contract Administrator Service code 13 | 1220 SW MORRISON, STE 300 PORTLAND, OR 972052222 | $148K |
| BP&A, LLC EIN 22-6548472 BENEFIT CONSULTANT | Consulting (general) Service code 16 | PO BOX 12469 PORTLAND, OR 97212 | $68K |
| THE KORPI LAW FIRM PLLC EIN 45-5137679 LEGAL COUNSEL | Legal Service code 29 | 135 SECOND AVE. N, 202 EDMONDS, WA 980201525 | $18K |
| MILLIMAN USA EIN 93-0675641 ACTUARY | Actuarial Service code 11 | 111 SW 5TH AVE. 3700 PORTLAND, OR 97204 | $15K |
| BJORKLUND & MONTPLAISIR EIN 93-1015766 AUDITOR | Accounting (including auditing) Service code 10 | 9020 SW WASHINGTON SQ RD PORTLAND, OR 97223 | $14K |
| LINDQUIST LLP EIN 52-2385296 PAYROLL AUDITOR | Accounting (including auditing) Service code 10 | 9955 SE WSHNGTON, STE 201 PORTLAND, OR 97216 | $11K |
| VERUS ADVISORY, INC. EIN 91-1320111 INVESTMENT ADVISOR | Investment advisory (plan) Service code 27 | PO BOX 303 TUALATIN, OR 97062 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 931 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 66 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 997 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 1,653 | $14.9M |
| Dental(3 contracts, 3 carriers) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 1,653 | $15.1M |
| Vision(2 contracts, 2 carriers) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 1,653 | $9.5M |
| Life insurance | STANDARD INSURANCE COMPANY | 904 | $33K |
| Short-term disability | STANDARD INSURANCE COMPANY | 109 | $18K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,653 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.