See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| NORTHWEST ADMINISTRATORS, INC. EIN 91-0680697 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $584K |
| CIGNA EIN 93-6021772 NONE | Contract Administrator; Non-monetary compensation; Named fiduciary; Claims processing; Other services; Participant communication; Float revenue; Direct payment from the plan Service code 12 | — | $520K |
| MILLER NASH GRAHAM & DUNN LLP EIN 93-0410518 NONE | Legal; Direct payment from the plan Service code 29 | — | $188K |
| MODA HEALTH EIN 93-0438772 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $163K |
| KROGER PRESCRIPTION PLAN EIN 20-5927634 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $129K |
| VERUS ADVISORY, INC. EIN 91-1320111 NONE | Direct payment from the plan; Consulting (pension); Investment advisory (plan) Service code 17 | — | $33K |
| WINTHUM SMITH + BROWN, PC EIN 22-2027092 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $32K |
| TRUCKER HUSS, APC EIN 94-3216063 NONE | Legal; Direct payment from the plan Service code 29 | — | $31K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $27K |
| MILLIMAN USA EIN 91-0675641 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $26K |
| WELLS FARGO BANK EIN 94-1347393 NONE | Custodial (other than securities); Investment management; Direct payment from the plan Service code 18 | — | $20K |
| US BANK EIN 93-0571729 NONE | Direct payment from the plan; Custodial (securities); Trustee (bank, trust company, or similar financial institution) Service code 19 | 555 SW OAK ST PORTLAND, OR 97208 | $18K |
| PLATFORM CPAS, LLP EIN 88-4342576 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $18K |
| METRO PRESORT INC EIN 93-0799990 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Copying and duplicating Service code 15 | — | $12K |
| WILLIAM LACOUR LLC EIN 43-3675103 NONE | Consulting (general); Insurance brokerage commissions and fees Service code 16 | — | $7K |
| ERIC B. LINDAUER PC EIN 93-0767885 NONE | Other services; Direct payment from the plan Service code 49 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,754 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 542 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,296 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | PROVIDENCE HEALTH PLAN | 1,297 | $13.4M |
| Life insurance | RELIANCE STANDARD INSURANCE COMPANY | 1,619 | $10K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 0 | $0 |
| Other | RELIANCE STANDARD INSURANCE COMPANY | 1,489 | $4K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,619 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.