| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE MILLIMAN AGENCY INC Filed as: MILLIMAN INC. | — | WILLAMETTE DENTAL GROUP | — | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WELFARE & PENSION ADMIN SERVICES EIN 91-1363171 THIRD PARTY ADMIN. | Plan Administrator Service code 14 | 2815 2ND AVENUE SUITE 300 SEATTLE, WA 98121 | $543K |
| PREMERA EIN 91-0499247 CLAIMS PROCESSING | Claims processing Service code 12 | PO BOX 91080 SEATTLE, WA 98111 | $341K |
| INNOVATIVE CARE MANAGEMENT EIN 93-1087669 MEDICAL MGMT FOR HLTH PLN | Insurance services Service code 23 | 15 82ND DRIVE, SUITE 180 GLADSTONE, OR 97027 | $104K |
| BRWN& BRWN OF WA DBA DIMARTINO ASSC EIN 91-0378940 CONSULTANT | Consulting (general) Service code 16 | 1501 4TH AVENUE, STE 2400 SEATTLE, WA 98101 | $78K |
| AGC-IUOE LOCAL 701 TRAINING TRUST EIN 93-0634959 PAYROLL AUDIT/DELINQUENCY | Other fees Service code 99 | P.O. BOX 34203 SEATTLE, WA 98124 | $68K |
| PENN CAPITAL MANAGEMENT EIN 22-2796848 INVESTMENT MANAGER | Investment management Service code 28 | 3 CRESCENT DRIVE SUITE 40 PHILADELPHIA, PA 19112 | $53K |
| MILLER NASH LLP EIN 93-0410518 LEGAL | Legal Service code 29 | 111 SW 5TH AVE, 3400 PORTLAND, OR 972043699 | $45K |
| BENNETT, HARTMAN, MORRIS & KAPLAN EIN 93-0633539 LEGAL | Legal Service code 29 | 210 SW MORISON ST,STE 500 PORTLAND, OR 97204 | $38K |
| MOSS ADAMS LLP EIN 91-0189318 CLAIMS AUDITING | Accounting (including auditing) Service code 10 | 805 SW BROADWAY, STE 1200 PORTLAND, OR 97205 | $21K |
| BJORKLUND & MONTPLAISIR EIN 93-1015766 AUDITOR | Accounting (including auditing) Service code 10 | 9020 SW WASHINGTON SQ 46 PORTLAND, OR 972234433 | $17K |
| QUEST INVESTMENTS MGMT INC EIN 93-0880854 INVESTMENT MANAGER | Investment management Service code 28 | ONE SW COLUMBIA ST 1100 PORTLAND, OR 97258 | $9K |
| AMALGAMATED BANK EIN 13-4920330 INVESTMENT CUSTODIAN | Custodial (other than securities) Service code 18 | 472 EAST COLORAFO BOULEVA PASADENA, CA 91101 | $8K |
| BANK OF AMERICA EIN 94-1687665 BANKING | Trustee (bank, trust company, or similar financial institution) Service code 21 | PO BOX 15284 WILMINGTON, DE 19850 | $7K |
| NEW ENGLAND PENSION CONSULTANTS EIN 04-2927339 INVESTMENT CONSULTANT | Consulting (pension) Service code 17 | 6332 SOUTH RAINBOW BLVD LAS VEGAS, NV 89118 | $6K |
| CHANGE HEALTHCARE EIN 20-5591816 INSURANCE | Other insurance fees and expenses Service code 73 | 3055 LEBANON PIKE NASHVILLE, TN 37214 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,946 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,946 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN | 767 | $3.9M |
| Dental | WILLAMETTE DENTAL GROUP | 617 | $198K |
| Vision | VISION SERVICE PLAN | 1,656 | $145K |
| Life insurance | LIFEMAP ASSURANCE COMPANY | 1,960 | $98K |
| Short-term disability | LIFEMAP ASSURANCE COMPANY | 1,960 | $98K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,721 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,960 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.