See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS EIN 52-1590516 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Claims processing; Copying and duplicating; Direct payment from the plan; Participant communication Service code 12 | — | $955K |
| INNOVATIVE CARE MANAGEMENT, INC. EIN 93-1087669 NONE | Other services; Insurance services; Direct payment from the plan Service code 23 | — | $348K |
| US BANK EIN 31-0841368 NONE | Other services; Custodial (securities); Direct payment from the plan Service code 19 | — | $88K |
| PROPEL INSURANCE EIN 91-0830024 NONE | Consulting (general); Insurance agents and brokers; Insurance brokerage commissions and fees Service code 16 | — | $63K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $61K |
| PSG CONSULTING, LLC EIN 27-2345574 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $48K |
| AMERICAN MEDICAL REVIEW EIN 47-5346396 NONE | Direct payment from the plan; Other services Service code 49 | — | $34K |
| BARLOW COUGHRAN MORALES & JOSEPHSON EIN 91-0889948 NONE | Legal; Direct payment from the plan Service code 29 | — | $30K |
| VERUS ADVISORY, INC. EIN 91-1320111 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $20K |
| TORI A GETER NONE | Direct payment from the plan; Other services Service code 49 | 1425 NW GARFIELD AVE CORVALLIS, OR 97330 | $19K |
| MILLIMAN, INC EIN 91-0675641 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $15K |
| J THAYER COMPANY EIN 93-1318092 NONE | Other services; Direct payment from the plan Service code 49 | — | $15K |
| BROWNSTEIN RASK LLP EIN 93-0589000 NONE | Legal; Direct payment from the plan Service code 29 | — | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,105 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 961 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,066 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 4,958 | $26.9M |
| Dental | WILLAMETTE DENTAL INSURANCE, INC. | 574 | $272K |
| Vision | VISION SERVICE PLAN | 4,063 | $447K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 0 | $777K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,778 | $444K |
| Other | RELIASTAR LIFE INSURANCE COMPANY | 0 | $777K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,958 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.