| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HEALTH TOLLER3 | 680 HAWTHORNE AVE SE STE 140 SALEM, OR 97301 | REGENCE BLUECROSS BLUESHIELD OF OREGON | $26K | $1K | $27K | 1.31% |
| MARC STRICKLAND3 | 5005 MEADOWS RD STE 415 LAKE OSWEGO, OR 97035 | REGENCE BLUECROSS BLUESHIELD OF OREGON | $20K | $267 | $20K | 0.96% |
| ALDRICH BENEFITS LP3 | 680 HAWTHORNE AVE SE STE 140 SALEM, OR 97301 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | $892 | $5K | 9.00% |
| WOODRUFF-SAWYER & CO3 | 50 CALIFORNIA STREET FLOOR 12 SAN FRANCISCO, CA 94111 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 3.38% |
| WOODRUFF-SAWYER & CO3 | 50 CALIFORNIA STREET FLOOR 12 SAN FRANCISCO, CA 94111 | WILLAMETTE DENTAL INSURANCE, INC. | $2K | — | $2K | 5.00% |
| ALDRICH BENEFITS LP3 | 680 HAWTHORNE AVE SE STE 140 SALEM, OR 97301 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 8.97% |
| WOODRUFF-SAWYER & CO3 Filed as: WOODRUFF-SAWYER OREGON INC | 50 CALIFORNIA STREET FLOOR 12 SAN FRANCISCO, CA 94111 | SUN LIFE ASSURANCE COMPANY OF CANADA | $882 | — | $882 | 3.35% |
| AKT BENEFIT ADVISORS LP3 Filed as: AKT BENEFIT ADVISORS LLC | PO BOX 35142 SEATTLE, WA 981245142 | VISION SERVICE PLAN | $876 | — | $876 | 5.36% |
| WOODRUFF-SAWYER & CO3 | 50 CALIFORNIA STREET FLOOR 12 SAN FRANCISCO, CA 94111 | VISION SERVICE PLAN | $288 | — | $288 | 1.76% |
| EMPLOYEE NAVIGATOR, LLC3 | 7979 OLD GEORGETOWN RD STE300 BETHESDA, MD 208142554 | VISION SERVICE PLAN | $82 | — | $82 | 0.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 138 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 138 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 260 | $2.1M |
| Dental | WILLAMETTE DENTAL INSURANCE, INC. | 70 | $32K |
| Vision | VISION SERVICE PLAN | 164 | $16K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 138 | $54K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 138 | $54K |
| Other(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 138 | $80K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 260 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.