| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BOECK AND ASSOCIATES INC3 Filed as: BOECK AND ASSOCIATES | 930 TOWN CENTER DRIVE MEDFORD, OR 97504 | REGENCE BLUECROSS BLUESHIELD OF OREGON | $59K | $33K | $92K | 1.96% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NORTHWEST | 601 UNION STREET, SUITE 1000 SEATTLE, WA 98101 | REGENCE BLUECROSS BLUESHIELD OF OREGON | $79K | $0 | $79K | 1.67% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN | PO BOX 29018 PORTLAND, OR 97296 | REGENCE BLUECROSS BLUESHIELD OF OREGON | $12K | $0 | $12K | 0.24% |
| BOECK AND ASSOCIATES INC3 Filed as: BOECK AND ASSOCIATES, INC. | UNKNOWN GRANTS PASS, OR 97528 | DELTA DENTAL OF OREGON | $5K | $0 | $5K | 1.28% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NORTHWEST | 825 NE MULTNOMAH STREET, SUITE1500 PORTLAND, OR 97232 | DELTA DENTAL OF OREGON | $5K | $0 | $5K | 1.08% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN NORTHWEST | UNKNOWN GRANTS PASS, OR 97528 | DELTA DENTAL OF OREGON | $847 | $0 | $847 | 0.20% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62949 VIRGINIA BEACH, VA 23466 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $0 | $7K | 2.66% |
| BOECK AND ASSOCIATES INC3 Filed as: BOECK AND ASSOCIATES, INC. | 930 TOWN CENTRE DRIVE MEDFORD, OR 97504 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $0 | $6K | 2.17% |
| JENNINGS INSURANCE SERVICES5 | 10524 MOSS PARK ROAD, SUITE 206-306 ORLANDO, FL 32832 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $5K | $5K | 2.04% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF OREGON, LLC | 2701 NW VAUGHN STREET, SUITE 23340 PORTLAND, OR 97210 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 0.43% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NORTHWEST | 601 UNION STREET, SUITE 1000 SEATTLE, WA 98101 | LIFEMAP ASSURANCE COMPANY | $2K | $0 | $2K | 2.60% |
| BOECK AND ASSOCIATES INC3 Filed as: BOECK AND ASSOCIATES | 930 TOWN CENTER DRIVE MEDFORD, OR 97504 | LIFEMAP ASSURANCE COMPANY | $1K | $0 | $1K | 2.00% |
| KEEFE BURCHER3 Filed as: KEEFE P. BURCHER | 201 WEST MAIN STREET, SUITE 4A MEDFORD, OR 97501 | AFLAC | $73 | $0 | $73 | 2.30% |
| JONATHAN N GEALON3 Filed as: JONATHAN N. GEALON | 523 BEEBE ROAD CENTRAL POINT, OR 97502 | AFLAC | $39 | $0 | $39 | 1.23% |
| L & T ENT LLC3 Filed as: L AND T ENT, LLC | 2769 SW ELMER NELSON LANE GRANTS PASS, OR 97527 | AFLAC | $32 | $0 | $32 | 1.01% |
| DEREK RENDER3 | 1318 JOHNSON AVENUE KLAMATH FALLS, OR 97601 | AFLAC | $20 | $0 | $20 | 0.63% |
| ELIZABETH ANN MCKINNEY3 | 427 SW H STREET GRANTS PASS, OR 97526 | AFLAC | $16 | $0 | $16 | 0.50% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL MICHAEL HANNANT | 6052 SAWGRASS STREET SE SALEM, OR 97306 | AFLAC | $2 | $0 | $2 | 0.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 934 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 934 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 909 | $4.7M |
| Dental | DELTA DENTAL OF OREGON | 984 | $418K |
| Vision | LIFEMAP ASSURANCE COMPANY | 627 | $63K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 935 | $260K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 935 | $260K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 935 | $260K |
| Prescription drug | REGENCE BLUECROSS BLUESHIELD OF OREGON | 909 | $4.7M |
| Other(4 contracts, 4 carriers) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 8,228 | $5.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,228 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.