| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LARRY SHERWOOD & ASSOC INC3 Filed as: LARRY SHERWOOD & ASSOC, INC | 18765 SOUTHWEST BOONES FERRY ROAD SUITE 325 TUALATIN, OR 97062 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $33K | $3K | $36K | 3.23% |
| LARRY SHERWOOD & ASSOCIATES INC3 | 18765 SOUTHWEST BOONES FERRY ROAD SUITE 325 TUALATIN, OR 97062 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 3.07% |
| LARRY SHERWOOD & ASSOC INC3 | 18765 SOUTHWEST BOONES FERRY ROAD SUITE 325 TUALATIN, OR 97062 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 6.50% |
| LARRY SHERWOOD & ASSOC INC3 | 18765 SOUTHWEST BOONES FERRY ROAD SUITE 325 TUALATIN, OR 97062 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 12.57% |
| LARRY SHERWOOD & ASSOCIATES INC3 | 9410 OAK STREET EUGENE, OR 97401 | AMERITAS LIFE INSURANCE CORP. | $2K | — | $2K | 6.75% |
| LARRY SHERWOOD & ASSOCIATES INC3 Filed as: LARRY SHERWOOD & ASSOCIATES | 18765 SOUTHWEST BOONES FERRY TUALATIN, OR 97062 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $650 | — | $650 | 5.97% |
| LARRY SHERWOOD & ASSOC INC3 | 18765 SOUTHWEST BOONES FERRY ROAD SUITE 325 TUALATIN, OR 97062 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| LARRY SHERWOOD & ASSOC INC3 | 18765 SOUTHWEST BOONES FERRY ROAD SUITE 325 TUALATIN, OR 97062 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $637 | — | $637 | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 293 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 293 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 169 | $1.3M |
| Dental | AMERITAS LIFE INSURANCE CORP. | 34 | $25K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 83 | $11K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 197 | $14K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 197 | $69K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 197 | $26K |
| Other(3 contracts, 2 carriers) | CANOPY | 293 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 293 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.