| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE LADD GROUP, LLC3 Filed as: THE LADD GROUP | 1306 NW HOYT ST # 404 PORTLAND, OR 97209 | REGENCE BLUECROSS BLUESHIELD OF OREGON | $53K | — | $53K | 3.01% |
| THE LADD GROUP, LLC3 Filed as: THE LADD GROUP | 1306 NW HOYT ST # 404 PORTLAND, OR 97209 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 1.52% |
| THE LADD GROUP, LLC3 Filed as: THE LADD GROUP | 1306 NW HOYT ST # 404 PORTLAND, OR 97209 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 5.68% |
| THE LADD GROUP, LLC3 Filed as: THE LADD GROUP | 1306 NW HOYT ST # 404 PORTLAND, OR 97209 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 9.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 308 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 312 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 374 | $1.8M |
| Dental | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 267 | $246K |
| Life insurance | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 308 | $25K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 309 | $94K |
| Prescription drug | REGENCE BLUECROSS BLUESHIELD OF OREGON | 374 | $1.8M |
| Other | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 308 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 374 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.