| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CA INSURANCE SERVICES, INC. | 3470 MT DIABLO BLVD, SUITE A100 LAFAYETTE, CA 94549 | KAISER FOUNDATION HEALTH PLAN INC | $28K | — | $28K | 3.29% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP PROPERTY & CASUALTY SERVICES | 160 W SANTA CLARA STREET, SUITE 575 SAN JOSE, CA 95113 | KAISER FOUNDATION HEALTH PLAN INC | $10K | — | $10K | 1.13% |
| THOITS INSURANCE SERVICE INC3 | 160 W SANTA CLARA STREET, 12TH FL SAN JOSE, CA 95113 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $28K | — | $28K | 3.31% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CA INSURANCE SERVICES, INC. | 3470 MT DIABLO BLVD, SUITE A100 LAFAYETTE, CA 94549 | KAISER FOUNDATION HEALTH PLAN INC | $6K | — | $6K | 3.30% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP PROPERTY & CASUALTY SERVICES | 160 W SANTA CLARA STREET, SUITE 575 SAN JOSE, CA 95113 | KAISER FOUNDATION HEALTH PLAN INC | $2K | — | $2K | 1.06% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CA INSURANCE SERVICES, INC. | 3470 MT DIABLO BLVD, SUITE A100 LAFAYETTE, CA 94549 | DELTA DENTAL OF CALIFORNIA | $5K | — | $5K | 4.61% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP PROPERTY & CASUALTY SERVICES | 160 W SANTA CLARA STREET, SUITE 575 SAN JOSE, CA 95113 | DELTA DENTAL OF CALIFORNIA | $434 | — | $434 | 0.39% |
| GABRIELA MARIA BENARROCH3 | 3750 NW 87TH AVE MIAMI, FL 33178 | AETNA LIFE INSURANCE CO. | $60 | — | $60 | 0.16% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CA INSURANCE SERVICES, INC. | 3470 MT DIABLO BLVD, SUITE A100 LAFAYETTE, CA 94549 | DELTA DENTAL OF CALIFORNIA | $579 | — | $579 | 3.90% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP PROPERTY & CASUALTY SERVICES | 160 W SANTA CLARA STREET, SUITE 575 SAN JOSE, CA 95113 | DELTA DENTAL OF CALIFORNIA | $55 | — | $55 | 0.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 283 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 285 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 185 | $1.9M |
| Dental(3 contracts, 2 carriers) | DELTA DENTAL OF CALIFORNIA | 165 | $163K |
| Vision | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 185 | $836K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 185 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.