See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 8 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Recordkeeping fees; Other fees; Contract Administrator; Other services; Copying and duplicating; Claims processing; Account maintenance fees; Participant communication; Plan Administrator; Direct payment from the plan Service code 12 | 1220 SW MORRISON ST, SUITE 300 PORTLAND, OR 97205 | $720K |
| PREMERA BLUECROSS EIN 91-0499247 NONE | Claims processing; Float revenue; Direct payment from the plan Service code 12 | — | $402K |
| FERGUSON WELLMAN CAPITAL MANAGEMENT EIN 93-0064698 NONE | Direct payment from the plan; Investment management fees paid directly by plan Service code 50 | — | $87K |
| MERCER HEALTH & BENEFITS, LLC EIN 13-3283444 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $77K |
| MODA HEALTH PLAN INC. EIN 93-0989307 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $76K |
| INNOVATIVE CARE MANAGEMENT NONE | Direct payment from the plan; Consulting (general) Service code 16 | 15 82ND DR #180 GLADSTONE, OR 97027 | $66K |
| BROWNSTEIN RASK EIN 93-0589000 NONE | Legal; Direct payment from the plan Service code 29 | — | $50K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $29K |
| US BANK N.A. EIN 31-0841368 PARTY-IN-INTEREST | Investment management fees paid indirectly by plan; Direct payment from the plan; Custodial (securities); Custodial (other than securities); Investment management fees paid directly by plan Service code 18 | — | $25K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,127 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,129 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 5 carriers) | HAWAII MEDICAL SERVICE ASSOCIATION | 1,595 | $2.2M |
| Dental(5 contracts, 4 carriers) | HAWAII MEDICAL SERVICE ASSOCIATION | 1,595 | $1.3M |
| Life insurance | STANDARD INSURANCE COMPANY | 1,738 | $145K |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 1,635 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,738 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.