| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOHNSON BENEFIT GROUP, INC.3 Filed as: JOHNSON BENEFIT GROUP INC | 21550 WILLAMETTE DR WEST LINN, OR 970682747 | REGENCE BLUECROSS BLUESHIELD OF OREGON | $21K | — | $21K | 2.35% |
| YOURPEOPLE, INC.3 Filed as: YOURPEOPLE INC | 303 2ND ST, STE 401 SAN FRANCISCO, CA 94107 | REGENCE BLUECROSS BLUESHIELD OF OREGON | $18K | — | $18K | 1.97% |
| YOURPEOPLE, INC.3 Filed as: YOURPEOPLE INC | 303 2ND ST, STE 401 SAN FRANCISCO, CA 94107 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 7.41% |
| JOHNSON BENEFIT GROUP, INC.3 Filed as: JOHNSON BENEFIT GROUP INC | 21550 WILLAMETTE DR WEST LINN, OR 97068 | METROPOLITAN LIFE INSURANCE COMPANY | $69 | — | $69 | 0.07% |
| JOHNSON BENEFIT GROUP, INC.3 Filed as: JOHNSON BENEFIT GROUP INC | 21550 WILLAMETTE DR WEST LINN, OR 97068 | METROPOLITAN LIFE INSURANCE COMPANY | $431 | — | $431 | 7.40% |
| YOURPEOPLE, INC.3 Filed as: YOURPEOPLE INC | 303 2ND ST, STE 401 SAN FRANCISCO, CA 94107 | METROPOLITAN LIFE INSURANCE COMPANY | $94 | — | $94 | 1.61% |
| JOHNSON BENEFIT GROUP, INC.3 Filed as: JOHNSON BENEFIT GROUP INC | 21550 WILLAMETTE DR WEST LINN, OR 97068 | METROPOLITAN LIFE INSURANCE COMPANY | $189 | — | $189 | 7.79% |
| YOURPEOPLE, INC.3 Filed as: YOURPEOPLE INC | 303 2ND ST, STE 401 SAN FRANCISCO, CA 94107 | METROPOLITAN LIFE INSURANCE COMPANY | $25 | — | $25 | 1.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 280 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 280 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 218 | $915K |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 117 | $103K |
| Vision | VISION SERVICE PLAN | 280 | $0 |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 117 | $97K |
| Other(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 117 | $100K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 280 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.