| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RHODES WARDEN INS AGCY3 Filed as: RHODES-WARDEN INSURANCE INC | PO BOX 8 LEBANON, OR 97355 | HEALTH NET | $23K | — | $23K | 11.54% |
| RHODES WARDEN INS AGCY3 | PO BOX 8 LEBANON, OR 97355 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 3.89% |
| TIFFANY M HEBERT3 | 567 SOUTHEAST CYPRESS AVENUE DALLAS, OR 97338 | AFLAC | $2K | $164 | $3K | 7.49% |
| RHODES WARDEN INS AGCY3 Filed as: RHODES-WARDEN INSURANCE, INC. | PO BOX 8 LEBANON, OR 97355 | AFLAC | $564 | — | $564 | 1.59% |
| VINCENT BRIAN VOLLMAR3 | 3295 TRIANGLE DRIVE SOUTHEAST SUITE 120 SALEM, OR 97302 | AFLAC | $470 | $32 | $502 | 1.42% |
| ALICIA J MATSON3 | 6027 ROLLETTI DRIVE SOUTHEAST SALEM, OR 97306 | AFLAC | $250 | $13 | $263 | 0.74% |
| ROBERT ALLEN WHEELER3 | 45 NORTHWEST EVE DRIVE DALLAS, OR 97338 | AFLAC | $248 | $3 | $251 | 0.71% |
| JOYCE ANN HARRER3 | 8555 NORTHEAST DOG RIDGE ROAD NEWBERG, OR 97132 | AFLAC | $232 | — | $232 | 0.65% |
| TAMARA MARIE QUARRY3 | 5250 HARDING LANE SOUTHEAST TURNER, OR 97392 | AFLAC | $174 | $13 | $187 | 0.53% |
| THERESA LYNN HANE3 | PO BOX 2996 LA PINE, OR 97739 | AFLAC | $184 | — | $184 | 0.52% |
| MARCI MARIE OTIS3 | 200 JULINA LANE ROSEBURG, OR 97471 | AFLAC | $126 | — | $126 | 0.36% |
| JOSEPH P TYRRELL3 | 468 EAST FOREST RIDGE DRIVE MERIDIAN, ID 83642 | AFLAC | $81 | — | $81 | 0.23% |
| SCOTT LYDA3 Filed as: SCOTT KEITH SHOWERS | 728 ROOSEVELT STREET NORTHWEST SALEM, OR 97304 | AFLAC | $78 | — | $78 | 0.22% |
| MARK A MCRAE3 | 375 NORTHEAST SOUTH NEBERGALL LOOP ALBANY, OR 97321 | AFLAC | $70 | — | $70 | 0.20% |
| RAYMON P KEECH III3 | 8207 CAMPAIGN CIRCLE RICHMOND, TX 77406 | AFLAC | $66 | — | $66 | 0.19% |
| JOSHUA ANDERSON3 | 1341 NORTH 16TH STREET MONMOUTH, OR 97361 | AFLAC | $36 | — | $36 | 0.10% |
| TREVOR WILKS3 | 722 HIGHLAND AVENUE NORTHEAST SALEM, OR 97301 | AFLAC | $36 | — | $36 | 0.10% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL MICHAEL HANNANT | 6052 SAWGRASS STREET SOUTHEAST SALEM, OR 97306 | AFLAC | $33 | — | $33 | 0.09% |
| KIMBERLY A PARKS3 | 19818 NORTH 147TH DRIVE SUN CITY WEST, AZ 85375 | AFLAC | $26 | — | $26 | 0.07% |
| PAULA LYNN BIRCHFIELD3 | 1585 WAVERLY DRIVE SOUTHEAST APARTMENT 101 ALBANY, OR 97322 | AFLAC | $22 | — | $22 | 0.06% |
| SHANE EDMUND ATTEBERY3 | 391 RANDY DRIVE GRANTS PASS, OR 97527 | AFLAC | $19 | — | $19 | 0.05% |
| MATTHEW G BERGER3 Filed as: MATTHEW SHROYER | 1384 NORTHEAST 70TH AVENUE PORTLAND, OR 97213 | AFLAC | $15 | — | $15 | 0.04% |
| EDWARD D NALLEY3 | 1110 MAIN STREET APARTMENT 3 DALLAS, OR 97338 | AFLAC | $14 | — | $14 | 0.04% |
| ZINA SHADRIN3 | PO BOX 1704 LAKE OSWEGO, OR 97035 | AFLAC | $14 | — | $14 | 0.04% |
| DAVID J MCCLELLAN3 Filed as: DAVID JOHN HANNANT | 14830 NORTHEAST 167TH STREET WOODINVILLE, WA 98072 | AFLAC | $12 | — | $12 | 0.03% |
| MICHEL RAYMOND3 | 4485 LONG STREET SWEET HOME, OR 97386 | AFLAC | $11 | — | $11 | 0.03% |
| CAMERON CARRILLO3 | 22556 SOUTHWEST 96TH DRIVE TUALATIN, OR 97062 | AFLAC | $11 | — | $11 | 0.03% |
| G SCOTT COOKE3 Filed as: SCOTT E NIELSEN | 718B WEST FOURTH PLAIN BOULEVARD VANCOUVER, WA 98660 | AFLAC | $11 | — | $11 | 0.03% |
| PAULLA ANN WALKER3 | 601 IDYLWOOD DRIVE SOUTHEAST SALEM, OR 97302 | AFLAC | $10 | — | $10 | 0.03% |
| ROBIN D HUDSON3 | 22100 NORTHEAST HALSEY STREET APARTMENT 354 FAIRVIEW, OR 97024 | AFLAC | $9 | — | $9 | 0.03% |
| CHERYL DOWNING3 | 496 INVERNESS DRIVE SOUTHEAST SALEM, OR 97306 | AFLAC | $7 | — | $7 | 0.02% |
| NATHAN HANSEN3 | 745 EAST DUSTY CREEK AVENUE SANDY, UT 84094 | AFLAC | $7 | — | $7 | 0.02% |
| G SCOTT COOKE3 Filed as: SCOTT E NIELSEN | 2709 DAY ISLAND BOULEVARD WEST UNIT A UNIVERSITY PLACE, WA 98466 | AFLAC | $6 | — | $6 | 0.02% |
| IOANNIS T GRATSINOPOULOS3 | 3565 SUMMERLINN DRIVE WEST LINN, OR 97068 | AFLAC | $5 | — | $5 | 0.01% |
| RHODES WARDEN INS AGCY3 Filed as: RHODES-WARDEN INS. AGENCY INC. | — | WILLAMETTE DENTAL INSURANCE, INC. | $2K | — | $2K | 7.36% |
| RHODES WARDEN INS AGCY3 | PO BOX 8 LEBANON, OR 97355 | STANDARD INSURANCE COMPANY | $681 | — | $681 | 6.53% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 123 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 123 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH NET | 119 | $203K |
| Dental(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 57 | $71K |
| Life insurance | STANDARD INSURANCE COMPANY | 128 | $10K |
| Other(2 contracts, 2 carriers) | AFLAC | 128 | $46K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 128 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.