| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEONARD ADAMS INSURANCE INC3 | 5201 SW WESTGATE DR #300 PORTLAND, OR 97221 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $33K | $33K | 2.50% |
| LEONARD ADAMS INSURANCE INC3 | 5201 SW WESTGATE DR #300 PORTLAND, OR 97221 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $6K | — | $6K | 2.23% |
| LEONARD ADAMS INSURANCE INC3 | 5201 SW WESTGATE DR #300 PORTLAND, OR 97221 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $6K | $76 | $6K | 3.37% |
| LEONARD ADAMS INSURANCE INC3 | 5201 SW WESTGATE DR #300 PORTLAND, OR 97221 | AMERITAS LIFE INSURANCE CORP. | $3K | — | $3K | 4.12% |
| LEONARD ADAMS INSURANCE INC3 | 5201 SW WESTGATE DR #300 PORTLAND, OR 97221 | WILLAMETTE DENTAL INSURANCE, INC. | $2K | $5K | $7K | 15.00% |
| LEONARD ADAMS INSURANCE INC3 | 5201 SW WESTGATE DR #300 PORTLAND, OR 97221 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | $391 | $3K | 10.61% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COM EIN 59-1031071 NONE | Participant communication; Named fiduciary; Claims processing; Float revenue; Non-monetary compensation; Contract Administrator; Direct payment from the plan; Other services Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 201 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 201 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 246 | $1.9M |
| Dental(2 contracts, 2 carriers) | AMERITAS LIFE INSURANCE CORP. | 246 | $118K |
| Vision(3 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 246 | $1.4M |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 202 | $32K |
| Prescription drug(3 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 107 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 246 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.