| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BOB HART INSURANCE INC3 | PO BOX 1240 GRANTS PASS, OR 97528 | REGENCE BLUECROSS BLUESHIELD OF OREGON | $23K | — | $23K | 2.07% |
| BOB HART INSURANCE INC3 | PO BOX 1240 GRANTS PASS, OR 97528 | LIFEMAP ASSURANCE COMPANY | $7K | — | $7K | 9.36% |
| BOB HART INSURANCE INC3 | PO BOX 1240 GRANTS PASS, OR 97528 | AMERITAS LIFE INSURANCE CORP. | $4K | — | $4K | 10.00% |
| HART INSURANCE3 | PO BOX 1240 GRANTS PASS, OR 97528 | WILLAMETTE DENTAL INSURANCE, INC | $2K | — | $2K | 5.00% |
| BOB HART INSURANCE INC3 | PO BOX 1240 GRANTS PASS, OR 97528 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| JOHN E FRALICH3 Filed as: JOHN FRALICH | 321 SE I STREET GRANTS PASS, OR 97527 | UNITED HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| BOB HART INSURANCE INC3 | PO BOX 1240 GRANTS PASS, OR 97528 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| BOB HART INSURANCE INC3 | PO BOX 1240 GRANTS PASS, OR 97528 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| BOB HART INSURANCE INC3 | PO BOX 1240 GRANTS PASS, OR 97528 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $797 | — | $797 | 10.00% |
| BOB HART INSURANCE INC3 | PO BOX 1240 GRANTS PASS, OR 97528 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $653 | — | $653 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 280 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 280 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 155 | $1.1M |
| Dental(2 contracts, 2 carriers) | AMERITAS LIFE INSURANCE CORP. | 154 | $86K |
| Vision | UNITED HERITAGE LIFE INSURANCE COMPANY | 112 | $15K |
| Life insurance(2 contracts, 2 carriers) | LIFEMAP ASSURANCE COMPANY | 280 | $82K |
| Short-term disability(2 contracts, 2 carriers) | LIFEMAP ASSURANCE COMPANY | 280 | $103K |
| Prescription drug | REGENCE BLUECROSS BLUESHIELD OF OREGON | 155 | $1.1M |
| Other(6 contracts, 3 carriers) | LIFEMAP ASSURANCE COMPANY | 364 | $113K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 364 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.