| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIETZ & CABALLERO INC3 Filed as: DIETZ & CABALLERO, INC. | 5441 SW MACADAM AVENUE 301 PORTLAND, OR 97239 | STANDARD INSURANCE COMPANY - LTD | $5K | — | $5K | 3.77% |
| DIETZ & CABALLERO INC3 Filed as: DIETZ & CABALLERO, INC. | 5441 SW MACADAM AVENUE 301 PORTLAND, OR 97239 | STANDARD INSURANCE COMPANY - LTD | $1K | — | $1K | 0.94% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY - LTD | $682 | — | $682 | 0.57% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY - LIFE | $854 | — | $854 | 3.95% |
| DIETZ & CABALLERO INC3 Filed as: DIETZ & CABALLERO, INC. | 5441 SW MACADAM AVENUE 301 PORTLAND, OR 97239 | STANDARD INSURANCE COMPANY - LIFE | $688 | — | $688 | 3.19% |
| DIETZ & CABALLERO INC3 Filed as: DIETZ & CABALLERO, INC. | 5441 SE MACADAM AVENUE 301 PORTLAND, OR 97239 | STANDARD INSURANCE COMPANY - LIFE | $204 | — | $204 | 0.94% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 381 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 381 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | STANDARD INSURANCE COMPANY - LIFE | 381 | $22K |
| Long-term disability | STANDARD INSURANCE COMPANY - LTD | 381 | $120K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 381 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.