| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DDI BENEFITS INC.3 | 2111 NE HALSEY ST PORTLAND, OR 972321522 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $115 | $115 | 0.11% |
| ANDREW N LUCCOCK3 | PO BOX 1965 WILSONVILLE, OR 97070 | AFLAC | $809 | $77 | $886 | 8.60% |
| DDI BENEFITS INC.3 Filed as: DDI BENEFITS | 2111 NE HALSEY ST PORTLAND, OR 97232 | AFLAC | $301 | $0 | $301 | 2.92% |
| BRIDGET RENEA TOWNSEND3 | 3635 5TH STREET HUBBARD, OR 97032 | AFLAC | $151 | $15 | $166 | 1.61% |
| GINA L GAXIOLA3 | 730 MANDEVILLA WAY CORONA, CA 92879 | AFLAC | $81 | $0 | $81 | 0.79% |
| JULIE L WOLD3 | 7720 E MOONRIDGE LN ANAHEIM, CA 92808 | AFLAC | $44 | $0 | $44 | 0.43% |
| MARIE HELENA EVANS3 | 13004 NW MARINA WAY PORTLAND, OR 97231 | AFLAC | $28 | $0 | $28 | 0.27% |
| DAWN T SUCHECKI3 | 225 S WATER ST WILMINGTON, NC 28401 | AFLAC | $21 | $0 | $21 | 0.20% |
| PAUL LANGAS3 Filed as: PAUL JON LANGAS | 4025 NW 77TH AVE CAMAS, WA 98607 | AFLAC | $15 | $0 | $15 | 0.15% |
| JERRY OLIVER CREECH3 | 5915 SANTO DOMINGO CT NEW BERN, NC 28560 | AFLAC | $14 | $0 | $14 | 0.14% |
| BRYAN JORAMO3 | 2606 STRASBURG DR FOREST GROVE, OR 97116 | AFLAC | $9 | $0 | $9 | 0.09% |
| JACOB J MCINTOSH3 | 665 S WOODRUFF AVE SUITE 250 IDAHO FALLS, OR 83401 | AFLAC | $9 | $0 | $9 | 0.09% |
| G SCOTT COOKE3 Filed as: SCOTT E NIELSEN | 718B W FOURTH PLAIN BLVD VANCOUVER, WA 98660 | AFLAC | $7 | $0 | $7 | 0.07% |
| MICHAEL C WALKER3 Filed as: MICHAEL L ALLEY | 18047 SW LOWER BOONES FERRY RD APT 415 TIGARD, OR 97224 | AFLAC | $7 | $0 | $7 | 0.07% |
| ZINA SHADRIN3 | PO BOX 1704 LAKE OSWEGO, OR 97035 | AFLAC | $5 | $0 | $5 | 0.05% |
| RITA J ROBINSON3 | PO BOX 34 WEST LINN, OR 97068 | AFLAC | $4 | $0 | $4 | 0.04% |
| BRIAN L HUGGER3 | 10117 SE SUNNYSIDE RD SUITE F52 CLACKAMAS, OR 97015 | AFLAC | $4 | $0 | $4 | 0.04% |
| MICHAEL C WALKER3 Filed as: MICHAEL M STASTNY | 605 PORTLAND AVE UNIT 531 GLADSTONE, OR 97027 | AFLAC | $3 | $0 | $3 | 0.03% |
| LARRY SHERWOOD & ASSOCIATES INC3 Filed as: LARRY SHERWOOD & ASSOCIATES INC. | 10220 SW GREENBURG ROAD #225 PORTLAND, OR 97223 | AFLAC | $2 | $0 | $2 | 0.02% |
| CHRISTOPHER WALLACE HOFF3 | 13580 SW CRESTLINE CT TIGARD, OR 97224 | AFLAC | $2 | $0 | $2 | 0.02% |
| ERIC DANIEL WEILAND3 | 14511 SW CORNERSTONE LN SHERWOOD, OR 97140 | AFLAC | $2 | $0 | $2 | 0.02% |
| MATTHEW G BERGER3 Filed as: MATTHEW SHROYER | 1384 NE 70TH AVE PORTLAND, OR 97213 | AFLAC | $2 | $0 | $2 | 0.02% |
| G SCOTT COOKE3 Filed as: SCOTT E NIELSEN | 2709 DAY ISLAND BLVD W UNIT A UNIVERSITY PLACE, WA 98466 | AFLAC | $2 | $0 | $2 | 0.02% |
| TERRI PEASE3 | 567 SAGUARO PL BARBERTON, OH 44203 | AFLAC | $609 | $0 | $609 | 14.39% |
| THOMAS A HOUSE3 Filed as: THOMAS A HOUSE JR | 100 ASHLEIGH DR BRUNSWICK, OH 44212 | AFLAC | $66 | $0 | $66 | 1.56% |
| A C LONG & ASSOCIATES INC3 Filed as: A C LONG & ASSOCIATES INC. | 230 VENANGO TRL MARS, PA 16046 | AFLAC | $40 | $0 | $40 | 0.95% |
| AMANDA C LONG3 | 230 VENAGO TRL MARS, PA 16046 | AFLAC | $33 | $0 | $33 | 0.78% |
| JOSEPH MANGANO3 | 6100 OAK TREE BLVD SUITE 200 INDEPENDENCE, OH 44131 | AFLAC | $31 | $0 | $31 | 0.73% |
| THOMAS A HOUSE3 | 1089 HARMONY LANE CLERMONT, FL 34711 | AFLAC | $30 | $0 | $30 | 0.71% |
| ASHLEY GRASER3 | 1113 MEDINA RD., SUITE 500 MEDINA, OH 44256 | AFLAC | $8 | $0 | $8 | 0.19% |
| ASHLEY GRASER3 | 2575 MEDINA RD SUITE 1 MEDINA, OH 44256 | AFLAC | $7 | $0 | $7 | 0.17% |
| HARE AND ASSOCIATES LLC3 Filed as: HARE AND ASSOCIATES | 6324 TARTON FIELDS LN MASON, OH 45040 | AFLAC | $5 | $0 | $5 | 0.12% |
| MAKOWSKI INS AGCY INC3 Filed as: MAKOWSKI INS AGCY | 9404 WOODCHIP LN BROADVIEW HEIGHTS, OH 44147 | AFLAC | $5 | $0 | $5 | 0.12% |
| OPPORTUNITY INC3 Filed as: OPPORTUNITY INC. | 9404 WOODCHIP LN BROADVIEW HEIGHTS, OH 44147 | AFLAC | $4 | $0 | $4 | 0.09% |
| ROBERTA DICKINSON3 Filed as: ROBERTA S DICKINSON | PO BOX 360277 STRONGSVILLE, OH 44136 | AFLAC | $2 | $0 | $2 | 0.05% |
| JACK A SHADE3 | 690 TREE BEND CT WESTERVILLE, OH 43082 | AFLAC | $2 | $0 | $2 | 0.05% |
| A C LONG & ASSOCIATES INC3 Filed as: A C LONG & ASSOCIATES INC. | 1113 MEDINA RD SUITE 500 MEDINA, OH 44256 | AFLAC | $2 | $0 | $2 | 0.05% |
| ROBERTA DICKINSON3 Filed as: ROBERTA S DICKINSON | 16141 HOWE RD STRONGVILLE, OH 44136 | AFLAC | $2 | $0 | $2 | 0.05% |
| JOHN D SUSIE3 | 8682 HAWICK CT N DUBLIN, OH 43017 | AFLAC | $1 | $0 | $1 | 0.02% |
| CURTIS A. ALMQUIST4 | 1665 NW HIGHLAND DR CORVALLIS, OR 97330 | PRE-PAID LEGAL SERVICES, INC. DBA LEGAL SHIELD | $194 | $0 | $194 | 10.60% |
| HIPSTER ONCE LLC4 | 1665 NW HIGHLAND DR CORVALLIS, OR 97330 | PRE-PAID LEGAL SERVICES, INC. DBA LEGAL SHIELD | $25 | $0 | $25 | 1.37% |
| DALE ALLEN NICHOLS3 | 728 LEGENDS CREST DRIVE FRANKLIN, TN 37069 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $65 | $0 | $65 | 7.65% |
| LEONARD ADAMS INSURANCE INC3 Filed as: LEONARD ADAMS INSURANCE INC. | 5201 SW WESTGATE DR. SUITE 300 PORTLAND, OR 37069 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $28 | $0 | $28 | 3.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 111 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 112 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PROVIDENCE HEALTH PLAN | 266 | $1.4M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 252 | $102K |
| Vision | PROVIDENCE HEALTH PLAN | 266 | $1.4M |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 127 | $80K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 127 | $80K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 127 | $80K |
| Prescription drug | PROVIDENCE HEALTH PLAN | 266 | $1.4M |
| Other(6 contracts, 5 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 127 | $101K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 266 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.