| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PARTNERS GROUP3 | 11850 SW 67TH AVE., SUITE 100 PORTLAND, OR 97223 | MODA HEALTH | $66K | $0 | $66K | 4.01% |
| THE PARTNERS GROUP3 | SUITE 100, 11850 SW 67TH AVE PORTLAND, OR 97223 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $2K | $7K | 20.00% |
| ASSUREX3 | SUITE 800, 175 S THIRD STREET COLUMBUS, OH 43215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $0 | $0 | 0.00% |
| THE PARTNERS GROUP3 | SUITE 100, 11850 SW 67TH AVE. PORTLAND, OR 97223 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $830 | $3K | 20.13% |
| ASSUREX GLOBAL CORPORATION3 | SUITE 360, 6620 MOONEY STREET DUBLIN, OH 43017 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $0 | $0 | 0.00% |
| THE PARTNERS GROUP3 | 11850 SW 67TH AVENUE, SUITE 100 PORTLAND, OR 972238963 | VISION SERVICE PLAN | $1K | $0 | $1K | 6.94% |
| EMPLOYEE NAVIGATOR, LLC5 Filed as: EMPLOYEE NAVIGATOR LLC | 7979 OLD GEORGETOWN ROAD, SUITE 300 BETHESDA, MD 208142554 | VISION SERVICE PLAN | $39 | $0 | $39 | 0.27% |
| VOLUNTARY BENEFIT ADVISORS3 | 2400 MAIN STREET #200 IRVINE, CA 92614 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $123 | $2K | 24.61% |
| LEAVITT GROUP3 Filed as: LEAVITT PACIFIC | SUITE 101, 1570 THE ALAMEDA SAN JOSE, CA 95126 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $724 | $0 | $724 | 9.83% |
| EMPLOYEE CHOICE SOLUTIONS3 Filed as: EMPLOYEE CHOICE | 216 S 200 W CEDAR CITY, UT 84720 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $29 | $29 | 0.39% |
| THE PARTNERS GROUP3 | SUITE 100, 11850 SW 67TH AVE PORTLAND, OR 97223 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $16 | $0 | $16 | 0.22% |
| THE PARTNERS GROUP3 | SUITE 100, 11850 SW 67TH AVE. PORTLAND, OR 97223 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $234 | $117 | $351 | 15.02% |
| ASSUREX3 | SUITE 800, 175 SOUTH THIRD STREET COLUMBUS, OH 43215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 146 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 147 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MODA HEALTH | 105 | $1.7M |
| Vision | VISION SERVICE PLAN | 134 | $15K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 145 | $35K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 45 | $16K |
| Other(4 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 238 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 238 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.