| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BCI GROUP, INC.3 | 6979 SE LAKE ROAD PORTLAND, OR 97267 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $55K | $2K | $57K | 2.12% |
| BCI GROUP, INC.3 Filed as: BCI GROUP INC. | 6979 SE LAKE ROAD PORTLAND, OR 97267 | UNITEDHEALTHCARE INSURANCE COMPANY | $361 | $39K | $39K | 2.70% |
| BCI GROUP, INC.3 | 6979 SE LAKE ROAD PORTLAND, OR 97267 | KAISER FOUNDATION HEALTH PLAN INC | $32K | — | $32K | 2.91% |
| DUANE MCCREERY3 | 524 LAUREL STREET LAKE OSWEGO, OR 97034 | AFLAC | $12K | $970 | $13K | 7.86% |
| BONNIE LOUESE MCCREERY3 Filed as: BONNIE MCCREERY | 524 LAUREL STREET LAKE OSWEGO, OR 97034 | AFLAC | $6K | $232 | $6K | 3.45% |
| ACEVES INSURANCE SERVICES INC.3 Filed as: ACEVES INSURANCE SERVICES, INC. | 9959 BROOKSHIRE AVENUE DOWNEY, CA 90240 | AFLAC | $4K | $300 | $4K | 2.53% |
| MJ INSURANCE3 Filed as: WILLIAM MCPHEE AND VARIOUS AGENTS | 20332 SW ERIN PLACE ALOHA, OR 97003 | AFLAC | $3K | $306 | $4K | 2.15% |
| RUSSELL HONDA3 | 21932 SW CREEK DRIVE TUALATIN, OR 97062 | AFLAC | $3K | $240 | $3K | 1.99% |
| CAMERON CARRILLO3 | 22556 SW 96TH DRIVE TUALATIN, OR 97062 | AFLAC | $613 | $209 | $822 | 0.49% |
| SCOTT NIELSEN3 | 1089 LAKE WASHINGTON BOULEVARD N APARTMENT 306 RENTON, WA 98056 | AFLAC | $529 | — | $529 | 0.31% |
| BCI GROUP, INC.3 Filed as: BCI GROUP INC | 6979 SE LAKE ROAD PORTLAND, OR 97267 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $29K | — | $29K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 448 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 448 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 487 | $4.0M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 1,052 | $1.5M |
| Vision(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 1,052 | $5.2M |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 451 | $147K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 451 | $147K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 451 | $147K |
| Prescription drug(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 1,052 | $5.2M |
| Other(2 contracts, 2 carriers) | AFLAC | 451 | $315K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,052 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.