| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROPEL INSURANCE3 Filed as: PROPEL INSURANCE - TACOMA | 1201 PACIFIC AVE. #1000 TACOMA, WA 98402 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | — | $11 | $11 | 0.00% |
| PROPEL INSURANCE3 Filed as: PROPEL INSURANCE - TACOMA | 1201 PACIFIC AVE. #1000 TACOMA, WA 98402 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | — | $1 | $1 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WILLIAM C. EARHART COMPANY INC. EIN 93-0509592 NONE | Copying and duplicating; Contract Administrator; Participant communication; Direct payment from the plan Service code 13 | — | $130K |
| US BANK, NA EIN 31-0841368 NONE | Custodial (securities); Investment management fees paid indirectly by plan; Direct payment from the plan; Custodial (other than securities) Service code 18 | — | $63K |
| PROPEL INSURANCE EIN 91-0830024 NONE | Consulting (general); Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 16 | — | $32K |
| LINDQUIST LLP EIN 52-2385296 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $24K |
| LOOMIS SAYLES & CO, LP EIN 04-3200030 NONE | Investment advisory (plan); Direct payment from the plan; Investment management Service code 27 | — | $23K |
| MCKENZIE ROTHWELL BARLOW & COUGHRAN EIN 91-0889948 NONE | Legal; Direct payment from the plan Service code 29 | — | $20K |
| MILLIMAN, INC EIN 91-0675641 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 824 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 183 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,007 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 1,393 | $12.9M |
| Dental | WILLAMETTE DENTAL INSURANCE, INC. | 146 | $48K |
| Life insurance | LIFEMAP ASSURANCE COMPANY | 831 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,393 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.