| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIMARTINO ASSOCIATES3 | 1501 4TH AVENUE, SUITE 2400 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $0 | $400 | $400 | 0.04% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 5 TRIAD CENTER, SUITE 525 SALT LAKE CITY, UT 84180 | STANDARD INSURANCE COMPANY | $0 | $6K | $6K | 0.72% |
| BAYSTATE FINANCIAL3 | 200 CLARENDON STREET 19TH FLOOR, 25TH FLOOR BOSTON, MA 02116 | METROPOLITAN LIFE INSURANCE COMPANY | $35K | $0 | $35K | 5.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 780 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 780 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 5 carriers) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 965 | $9.2M |
| Dental | DELTA DENTAL OF OREGON | 780 | $758K |
| Vision | VISION SERVICE PLAN | 871 | $107K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 319 | $630K |
| Short-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 780 | $1.4M |
| Long-term disability | STANDARD INSURANCE COMPANY | 780 | $808K |
| Prescription drug(5 contracts, 5 carriers) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 965 | $9.2M |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 780 | $816K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 965 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.