| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 | 225 NORTH 9TH ST, STE 410 BOISE, ID 83702 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $10K | $53 | $10K | 1.09% |
| THE PARTNERS GROUP3 | 11740 SW 68TH PKWY, STE 200 PORTLAND, OR 97223 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $5K | $0 | $5K | 0.59% |
| MERCER HEALTH AND BENEFITS, LLC3 | 225 NORTH 9TH ST, STE 410 BOISE, ID 83702 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $13K | $980 | $14K | 6.55% |
| THE PARTNERS GROUP3 | 11740 SW 68TH PKWY, STE 200 PORTLAND, OR 97223 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $10K | $0 | $10K | 4.68% |
| MERCER HEALTH AND BENEFITS, LLC3 | 225 NORTH 9TH ST, STE 410 BOISE, ID 83702 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | $476 | $7K | 6.54% |
| THE PARTNERS GROUP3 | 11740 SW 68TH PKWY, STE 200 PORTLAND, OR 97223 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $0 | $5K | 4.69% |
| THE PARTNERS GROUP3 | 11740 SW 68TH PKWY, STE 200 PORTLAND, OR 97223 | VISION SERVICE PLAN | $904 | $0 | $904 | 1.52% |
| MERCER HEALTH AND BENEFITS, LLC3 | 225 NORTH 9TH ST, STE 410 BOISE, ID 83702 | VISION SERVICE PLAN | $877 | $0 | $877 | 1.47% |
| MERCER HEALTH AND BENEFITS, LLC3 | 225 NORTH 9TH ST, STE 410 BOISE, ID 83702 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $700 | $53 | $753 | 6.55% |
| THE PARTNERS GROUP3 | 11740 SW 68TH PKWY, STE 200 PORTLAND, OR 97223 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $539 | $0 | $539 | 4.69% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 643 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 99 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 744 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 192 | $934K |
| Vision | VISION SERVICE PLAN | 486 | $60K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $214K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $104K |
| Other(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 486 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.