See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WELFARE & PENSION ADMIN SERVICE INC EIN 91-1363171 NONE | Direct payment from the plan; Contract Administrator; Copying and duplicating; Claims processing Service code 12 | — | $422K |
| PREMERA BLUE CROSS BLUE SHIELD EIN 91-0499247 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $183K |
| MILLIMAN, INC. EIN 91-0675641 NONE | Actuarial; Consulting (general); Direct payment from the plan Service code 11 | — | $67K |
| PROPEL INSURANCE EIN 91-0830024 NONE | Direct payment from the plan; Consulting (general); Insurance agents and brokers Service code 16 | — | $55K |
| KEYBANK NATIONAL ASSOCIATION EIN 92-0089306 NONE | Shareholder servicing fees; Investment management; Direct payment from the plan; Custodial (securities) Service code 19 | — | $54K |
| BARLOW COUGHRAN MORALES & JOSEPHSON EIN 91-0889948 NONE | Legal; Direct payment from the plan Service code 29 | — | $36K |
| LINDQUIST LLP EIN 52-2385296 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $28K |
| COMAGINE HEALTH EIN 91-1072875 NONE | Other services; Direct payment from the plan Service code 49 | — | $21K |
| LABOR TRUST SERVICES, INC. EIN 92-0134212 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $15K |
| RV KUHNS & ASSOCIATES, INC. EIN 93-0910652 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $11K |
| BRIDGEHEALTH MEDICAL, INC. EIN 26-0804648 NONE | Direct payment from the plan; Other services Service code 49 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 709 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 58 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 153 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 920 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 728 | $17K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 828 | $725K |
| Other | RELIASTAR LIFE INSURANCE COMPANY | 728 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 828 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.