| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANTHONY J ALFRED INS CORP3 Filed as: ANTHONY ALFORD INS CORP | UNKNOWN MOUNT VERNON, IL 62864 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $12K | $13K | $25K | 4.42% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $4K | $0 | $4K | 0.71% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | DEARBORN LIFE INSURANCE COMPANY | $5K | $0 | $5K | 4.09% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON MIDWEST INC | 35371 NETWORK PLACE CHICAGO, IL 60673 | DEARBORN LIFE INSURANCE COMPANY | $5K | $0 | $5K | 3.92% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INS SVCS WEST | 500 NORTH AKARD STREET, SUITE 4300 DALLAS, TX 75201 | DEARBORN LIFE INSURANCE COMPANY | $0 | $3K | $3K | 2.16% |
| ANTHONY J ALFRED INS CORP3 Filed as: ANTHONY ALFORD INSURANCE CORP. | 1217 MUSEUM DRIVE HOUMA, LA 70360 | COMPANION LIFE INSURANCE COMPANY | $8K | $0 | $8K | 14.85% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | COMPANION LIFE INSURANCE COMPANY | $6K | $0 | $6K | 10.45% |
| CRESCENT DENTAL PLAN3 Filed as: CRESCENT EMPLOYEE BENEFITS INC | 106 PARK PLACE, SUITE 203 COVINGTON, LA 70433 | COMPANION LIFE INSURANCE COMPANY | $3K | $0 | $3K | 4.65% |
| ANTHONY J ALFRED INS CORP3 Filed as: ANTHONY ALFORD INS. CORP. | 225 QUISKI BAYOU DRIVE HOUMA, LA 70360 | GULF GUARANTY LIFE | $5K | $0 | $5K | 13.30% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | GULF GUARANTY LIFE | $2K | $0 | $2K | 7.02% |
| MERITAIN HEALTH3 | 1285 FERN RIDGE PARKWAY, SUITE 200 SAINT LOUIS, MO 63141 | MERITAIN HEALTH | $0 | $2K | $2K | 6.45% |
| CRESCENT DENTAL PLAN3 | 106 PARK PLACE, SUITE 203 COVINGTON, LA 70433 | MERITAIN HEALTH | $0 | $1K | $1K | 5.48% |
| ANTHONY J ALFRED INS CORP3 Filed as: ANTHONY ALFORD INSURANCE CORP. | 1217 MUSEUM DRIVE HOUMA, LA 70360 | MERITAIN HEALTH | $1K | $0 | $1K | 4.10% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | MERITAIN HEALTH | $1K | $0 | $1K | 3.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 252 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 17 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 273 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 75 | $601K |
| Dental | MERITAIN HEALTH | 42 | $26K |
| Vision(2 contracts, 2 carriers) | MERITAIN HEALTH | 122 | $49K |
| Life insurance(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 198 | $180K |
| Short-term disability(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 198 | $180K |
| Long-term disability(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 198 | $180K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 75 | $567K |
| Other(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 198 | $180K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 198 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.