| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVENUE TOLEDO, OH 43604 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $13K | $0 | $13K | 2.59% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC.TOLEDO | 811 MADISON AVENUE TOLEDO, OH 43604 | DEARBORN LIFE INSURANCE COMPANY | $7K | $0 | $7K | 8.12% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVENUE TOLEDO, OH 43604 | COMPANION LIFE INSURANCE COMPANY | $14K | $0 | $14K | 25.16% |
| CRESCENT DENTAL PLAN3 Filed as: CRESCENT EMPLOYEE BENEFITS INC | 106 PARK PLACE, SUITE 203 COVINGTON, LA 70433 | COMPANION LIFE INSURANCE COMPANY | $4K | $0 | $4K | 7.43% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVENUE TOLEDO, OH 43604 | HCC LIFE INSURANCE COMPANY | $4K | $0 | $4K | 12.47% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVENUE TOLEDO, OH 43604 | MERITAIN HEALTH | $2K | — | $2K | 8.17% |
| MERITAIN HEALTH3 | 1285 FERN RIDGE PARKWAY ST. LOUIS, MO 63141 | MERITAIN HEALTH | — | $1K | $1K | 6.37% |
| CRESCENT DENTAL PLAN3 | 106 PARK PLACE, SUITE 203 COVINGTON, LA 70433 | MERITAIN HEALTH | — | $1K | $1K | 5.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 252 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 252 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 53 | $531K |
| Dental | MERITAIN HEALTH | 31 | $19K |
| Vision(2 contracts, 2 carriers) | MERITAIN HEALTH | 106 | $37K |
| Life insurance(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 156 | $145K |
| Short-term disability(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 156 | $145K |
| Long-term disability(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 156 | $145K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 53 | $497K |
| Other(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 156 | $145K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 156 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.