| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE MCCLAIN GROUP LLC3 Filed as: MCCLAIN GROUP, LLC | 526 SCAIFE RD. SEWICKLEY, PA 15143 | RELIASTAR LIFE INSURANCE COMPANY | $140K | — | $140K | 14.67% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD. PITTSBURGH, PA 15222 | RELIASTAR LIFE INSURANCE COMPANY | $99K | — | $99K | 10.38% |
| THE MCCLAIN GROUP LLC3 Filed as: THE MCCLAIN GROUP, LLC | 526 SCAIFE RD. SEWICKLEY HEIGHTS, PA 15143 | TRUSTMARK INSURANCE COMPANY | $5K | — | $5K | 3.74% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD. PITTSBURGH, PA 15222 | TRUSTMARK INSURANCE COMPANY | $3K | — | $3K | 2.09% |
| THE MCCLAIN GROUP LLC3 Filed as: THE MCCLAIN GROUP, LLC | 104 WITHEROW ROAD SEWICKLEY, PA 15143 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | — | $6K | 6.53% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD. PITTSBURGH, PA 15222 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 4.35% |
| TIMOTHY BIRDSONG3 | 302 FIELDBROOK DR. WASHINGTON, PA 15301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $120 | $32 | $152 | 0.18% |
| DONNA TROXELL3 | 526 SCAIFE RD. SEWICKLEY, PA 15143 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $120 | $11 | $131 | 0.15% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD. PITTSBURGH, PA 15222 | HUMANA INSURANCE COMPANY | $8K | — | $8K | 9.77% |
| THE MCCLAIN GROUP LLC3 | 104 WITHEROW ROAD SEWICKLEY, PA 15143 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 6.82% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD. PITTSBURGH, PA 15222 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 4.42% |
| ROBIN ELLIOTT3 | 10521 PERRY HWY STE 105 WEXFORD, PA 15090 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $299 | — | $299 | 0.72% |
| TIMOTHY BIRDSONG3 | 302 FIELDBROOK DR. WASHINGTON, PA 15301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $65 | $17 | $82 | 0.20% |
| DONNA TROXELL3 | 526 SCAIFE RD. SEWICKLEY, PA 15143 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $65 | $6 | $71 | 0.17% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD. PITTSBURGH, PA 15222 | LEGALPLANS, USA | — | $9K | $9K | 22.50% |
| THE MCCLAIN GROUP LLC3 Filed as: THE MCCLAIN GROUP, LLC | 526 SCAIFE RD. SEWICKLEY, PA 15143 | LEGALPLANS, USA | — | $3K | $3K | 7.50% |
| THE MCCLAIN GROUP LLC3 Filed as: THE MCCLAIN GROUP, LLC | 526 SCAIFE RD. SEWICKLEY HEIGHTS, PA 15143 | TRUSTMARK INSURANCE COMPANY | $306 | — | $306 | 3.18% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD. PITTSBURGH, PA 15222 | TRUSTMARK INSURANCE COMPANY | $165 | — | $165 | 1.71% |
| THE MCCLAIN GROUP LLC3 Filed as: THE MCCLAIN GROUP, LLC | 104 WITHEROW ROAD SEWICKLEY, PA 15143 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $119 | — | $119 | 8.71% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD. PITTSBURGH, PA 15222 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $79 | — | $79 | 5.78% |
| TIMOTHY BIRDSONG3 | 302 FIELDBROOK DR. WASHINGTON, PA 15301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $1 | $4 | 0.29% |
| DONNA TROXELL3 | 526 SCAIFE RD. SEWICKLEY, PA 15143 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $0 | $3 | 0.22% |
| THE MCCLAIN GROUP LLC3 Filed as: THE MCCLAIN GROUP, LLC | 104 WITHEROW ROAD SEWICKLEY, PA 15143 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $127 | — | $127 | 13.17% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD. PITTSBURGH, PA 15222 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $85 | — | $85 | 8.82% |
| TIMOTHY BIRDSONG3 | 302 FIELDBROOK DR. WASHINGTON, PA 15301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $1 | $5 | 0.52% |
| DONNA TROXELL3 | 526 SCAIFE RD. SEWICKLEY, PA 15143 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,912 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 59 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,971 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | HUMANA INSURANCE COMPANY | 215 | $81K |
| Vision(5 contracts, 2 carriers) | VISION BENEFITS OF AMERICA | 2,793 | $515K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 6,275 | $1.1M |
| Short-term disability(5 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 2,789 | $2.0M |
| Long-term disability | STANDARD INSURANCE COMPANY | 5,577 | $958K |
| Stop-loss / reinsurancereinsurance(4 contracts) | HM LIFE INSURANCE COMPANY | 2,434 | $1.5M |
| Other(5 contracts, 5 carriers) | STANDARD INSURANCE COMPANY | 6,275 | $2.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,275 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.