| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PETER J. MORAN3 | 671 MAIN STREET MEDFIELD, MA 02052 | BLUE CROSS BLUE SHIELD OF RHODE ISLAND | — | $88K | $88K | 1.07% |
| AXIA INSURANCE SERVICES, INC.3 | 32 RED HAWK DRIVE CRANSTON, RI 02921 | BLUE CROSS BLUE SHIELD OF RHODE ISLAND | $6K | $47K | $53K | 0.65% |
| PETER J. MORAN3 Filed as: PETER J MORAN | 100 MAIN ST SUITE 312 AMESBURY, MA 01913 | HARTFORD LIFE AND ACCIDENT | $28K | — | $28K | 6.33% |
| AXIA CAPITOL INSURANCE ADVISORS INC3 | 420 SCRABBLETOWN ROAD, SUITE C NORTH KINGSTOWN, RI 02852 | HARTFORD LIFE AND ACCIDENT | $15K | — | $15K | 3.41% |
| PETER MORAN3 | 8 MOCKINGBIRD LN KENNEBUNK, ME 04043 | DELTA DENTAL OF RHODE ISLAND | $2K | — | $2K | 1.36% |
| AXIA INSURANCE SERVICES, INC.3 Filed as: AXIA INSURANCE SERVICES INC. | 300 JEFFERSON BLVD WARWICK, RI 02888 | DELTA DENTAL OF RHODE ISLAND | $1K | — | $1K | 0.73% |
| PETER MORAN3 | 8 MOCKINGBIRD LN KENNEBUNK, ME 04043 | DELTA DENTAL OF RHODE ISLAND | $789 | — | $789 | 1.37% |
| AXIA INSURANCE SERVICES, INC.3 Filed as: AXIA INSURANCE SERVICES INC. | 300 JEFFERSON BLVD WARWICK, RI 02888 | DELTA DENTAL OF RHODE ISLAND | $425 | — | $425 | 0.74% |
| PETER MORAN3 | 8 MOCKINGBIRD LN KENNEBUNK, ME 04043 | DELTA DENTAL OF RHODE ISLAND | $766 | — | $766 | 1.37% |
| AXIA INSURANCE SERVICES, INC.3 Filed as: AXIA INSURANCE SERVICES INC. | 300 JEFFERSON BLVD WARWICK, RI 02888 | DELTA DENTAL OF RHODE ISLAND | $412 | — | $412 | 0.73% |
| PETER MORAN3 Filed as: PETER MORAN - BOR | 8 MOCKINGBIRD LANE KENNEBUNK, ME 04043 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $7K | — | $7K | 16.38% |
| AXIA GROUP INSURANCE SERVICES, INC.3 | 84 MYRON STREET, SUITE A WEST SPRINGFIELD, MA 01089 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 2.89% |
| PETER MORAN3 | 8 MOCKINGBIRD LN KENNEBUNK, ME 04043 | DELTA DENTAL OF RHODE ISLAND | $363 | — | $363 | 1.36% |
| AXIA INSURANCE SERVICES, INC.3 Filed as: AXIA INSURANCE SERVICES INC. | 300 JEFFERSON BLVD WARWICK, RI 02888 | DELTA DENTAL OF RHODE ISLAND | $196 | — | $196 | 0.74% |
| PETER MORAN3 | 8 MOCKINGBIRD LN KENNEBUNK, ME 04043 | DELTA DENTAL OF RHODE ISLAND | $265 | — | $265 | 1.37% |
| AXIA INSURANCE SERVICES, INC.3 Filed as: AXIA INSURANCE SERVICES INC. | 300 JEFFERSON BLVD WARWICK, RI 02888 | DELTA DENTAL OF RHODE ISLAND | $142 | — | $142 | 0.73% |
| PETER MORAN3 | 8 MOCKINGBIRD LN KENNEBUNK, ME 04043 | DELTA DENTAL OF RHODE ISLAND | $187 | — | $187 | 1.37% |
| AXIA INSURANCE SERVICES, INC.3 Filed as: AXIA INSURANCE SERVICES INC. | 300 JEFFERSON BLVD WARWICK, RI 02888 | DELTA DENTAL OF RHODE ISLAND | $100 | — | $100 | 0.73% |
| PETER MORAN3 | 8 MOCKINGBIRD LN KENNEBUNK, ME 04043 | DELTA DENTAL OF RHODE ISLAND | $164 | — | $164 | 1.36% |
| AXIA INSURANCE SERVICES, INC.3 Filed as: AXIA INSURANCE SERVICES INC. | 300 JEFFERSON BLVD WARWICK, RI 02888 | DELTA DENTAL OF RHODE ISLAND | $89 | — | $89 | 0.74% |
| PETER MORAN3 | 8 MOCKINGBIRD LN KENNEBUNK, ME 04043 | DELTA DENTAL OF RHODE ISLAND | $136 | — | $136 | 1.36% |
| AXIA INSURANCE SERVICES, INC.3 Filed as: AXIA INSURANCE SERVICES INC. | 300 JEFFERSON BLVD WARWICK, RI 02888 | DELTA DENTAL OF RHODE ISLAND | $73 | — | $73 | 0.73% |
| PETER MORAN3 | 8 MOCKINGBIRD LN KENNEBUNK, ME 04043 | DELTA DENTAL OF RHODE ISLAND | $130 | — | $130 | 1.37% |
| AXIA INSURANCE SERVICES, INC.3 Filed as: AXIA INSURANCE SERVICES INC. | 300 JEFFERSON BLVD WARWICK, RI 02888 | DELTA DENTAL OF RHODE ISLAND | $70 | — | $70 | 0.74% |
| PETER MORAN3 | 8 MOCKINGBIRD LN KENNEBUNK, ME 04043 | DELTA DENTAL OF RHODE ISLAND | $22 | — | $22 | 1.38% |
| AXIA INSURANCE SERVICES, INC.3 Filed as: AXIA INSURANCE SERVICES INC. | 300 JEFFERSON BLVD WARWICK, RI 02888 | DELTA DENTAL OF RHODE ISLAND | $12 | — | $12 | 0.75% |
| PETER MORAN3 | 8 MOCKINGBIRD LN KENNEBUNK, ME 04043 | DELTA DENTAL OF RHODE ISLAND | $3 | — | $3 | 1.32% |
| AXIA INSURANCE SERVICES, INC.3 Filed as: AXIA INSURANCE SERVICES INC. | 300 JEFFERSON BLVD WARWICK, RI 02888 | DELTA DENTAL OF RHODE ISLAND | $2 | — | $2 | 0.88% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 548 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 554 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF RHODE ISLAND | 535 | $8.2M |
| Dental(11 contracts) | DELTA DENTAL OF RHODE ISLAND | 438 | $365K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 363 | $45K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 970 | $443K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 970 | $443K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 970 | $443K |
| Other | HARTFORD LIFE AND ACCIDENT | 970 | $443K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 970 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.