| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 1420 5TH AVENUE, SUITE 1500 SEATTLE, TX 98101 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $35 | $16K | 4.01% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER ROAD, SUITE 900 HOUSTON, TX 77056 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $5K | $5K | 1.25% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1420 5TH AVENUE, SUITE 1500 SEATTLE, WA 98101 | SYMETRA LIFE INSURANCE COMPANY | $36K | $9K | $45K | 18.86% |
| CONNEXION INSURANCE SOLUTIONS3 | 7001 220TH STREET SW MS320 MOUNTLAKE TERRACE, WA 98043 | SYMETRA LIFE INSURANCE COMPANY | $12K | $0 | $12K | 5.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | VISION SERVICE PLAN | $3K | $0 | $3K | 2.38% |
| ACRISURE LLC3 | 500 WEST 36TH AVENUE, SUITE 310 ANCHORAGE, AK 99503 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $29 | $1K | 4.72% |
| ELITE-VB LLC3 | 341 WEST TUDOR ROAD ANCHORAGE, AK 99503 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $523 | $0 | $523 | 2.11% |
| ANGELA MAY RAMIREZ3 | 850 NORTH WESGLENN CIRCLE, UNIT 1 WASILLA, AK 99654 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $254 | $68 | $322 | 1.30% |
| PAMELA WHITFIELD3 | 111 HEKILI STREET KAILUA, HI 96734 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $173 | $0 | $173 | 0.70% |
| MJ INSURANCE3 Filed as: CYRUS PINDER AND VARIOUS AGENTS | 2375 CHINOOK AVENUE ANCHORAGE, AK 99516 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $99 | $0 | $99 | 0.40% |
| FRANK THOMAS BAILEY3 | 2900 BONIFACE PARKWAY ANCHORAGE, AK 99504 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $25 | $65 | $90 | 0.36% |
| MEGAN ELIZABETH CASTO3 | 10340 CARNEY DRIVE SE OLYMPIA, WA 98501 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $32 | $26 | $58 | 0.23% |
| ACRISURE LLC3 | 500 WEST 36TH AVENUE, SUITE 310 ANCHORAGE, WA 99503 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $25 | $1K | 7.23% |
| ANGELA MAY RAMIREZ3 | 850 NORTH WESGLENN CIRCLE, UNIT 1 WASILLA, WA 99654 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $534 | $269 | $803 | 4.26% |
| ELITE-VB LLC3 | 341 WEST TUDOR ROAD ANCHORAGE, WA 99503 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $455 | $0 | $455 | 2.42% |
| FRANK THOMAS BAILEY3 | 2900 BONIFACE PARKWAY ANCHORAGE, WA 99504 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $87 | $231 | $318 | 1.69% |
| MJ INSURANCE3 Filed as: PAMELA WHITFIELD AND VARIOUS AGENTS | 111 HEKILI STREET KAILUA, HI 96734 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $244 | $0 | $244 | 1.30% |
| MEGAN ELIZABETH CASTO3 | 10340 CARNEY DRIVE SE OLYMPIA, WA 98501 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $107 | $87 | $194 | 1.03% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1420 5TH AVENUE, SUITE 1500 SEATTLE, WA 98101 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $142 | $19 | $161 | 0.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 449 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 449 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 869 | $410K |
| Vision | VISION SERVICE PLAN | 363 | $122K |
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 44 | $240K |
| Short-term disability(3 contracts, 2 carriers) | SYMETRA LIFE INSURANCE COMPANY | 44 | $284K |
| Long-term disability | SYMETRA LIFE INSURANCE COMPANY | 44 | $240K |
| Other(3 contracts, 2 carriers) | SYMETRA LIFE INSURANCE COMPANY | 44 | $284K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 869 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.