| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BARRY BRYAN3 Filed as: BARRY G BRYAN | 2318 PANSY ST SW HUNTSVILLE, AL 35801 | PRINCIPAL LIFE INSURANCE COMPANY | $27K | $13K | $40K | 14.59% |
| BARRY BRYAN3 Filed as: BARRY GANN BRYAN | 2318 PANSY ST SW HUNTSVILLE, AL 35801 | PRINCIPAL LIFE INSURANCE COMPANY | $24K | $17K | $41K | 21.48% |
| ALASKA EMPLOYEE BENEFIT SPECIALISTS3 | 425 G ST STE 405 ANCHORAGE, AK 99501 | TIME INSURANCE COMPANY | $4K | — | $4K | 5.00% |
| ALASKA EMPLOYEE BENEFIT SPECIALISTS3 | 425 G ST STE 405 ANCHORAGE, AK 99501 | TIME INSURANCE COMPANY | $3K | — | $3K | 5.00% |
| ALASKA EMPLOYEE BENEFIT SPECIALISTS3 | 425 G ST STE 405 ANCHORAGE, AK 99501 | TIME INSURANCE COMPANY | $1K | — | $1K | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 389 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 389 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 288 | $2.4M |
| Dental(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 384 | $313K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 384 | $275K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 338 | $189K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 384 | $275K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 384 | $275K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 288 | $2.3M |
| Other(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 338 | $2.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 384 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.