| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDUCATIONAL & INSTITUTIONAL INS ADM3 Filed as: EDUCATIONAL & INST. INS ADM INC | 200 S WACKER DR. STE 1000 CHICAGO, IL 60606 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 10.91% |
| EDUCATIONAL & INSTITUTIONAL INS ADM3 Filed as: EDUCATIONAL & INST. INS ADM INC | 200 S WACKER DR STE 1000 CHICAGO, IL 60606 | VISION SERVICE PLAN | $2K | — | $2K | 16.65% |
| ELITE-VB LLC3 | 111 HEKILI STREET KAILUA, HI 96734 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $358 | — | $358 | 5.07% |
| TERRI JERUE3 | 5531 SAPPHIRE LOOP #5B ANCHORAGE, AK 99504 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $92 | $116 | $208 | 2.94% |
| MELLONEASE KIRKSEY3 | 1664 CEDAR SPRINGS COURT CLARKSVILLE, TN 37042 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $71 | $43 | $114 | 1.61% |
| FRANK THOMAS BAILEY3 | 3630 LOC SALT ANCHORAGE, AK 99516 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | $47 | $62 | 0.88% |
| GCG FINANCIAL LLC3 Filed as: WILSON ALBERS, AN ALERA GROUP AGENC | 3000 A STREET ANCHORAGE, AK 99503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $59 | — | $59 | 0.84% |
| CYRUS PINDER3 | 2375 CHINOOK AVE ANCHORAGE, AK 99516 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $41 | — | $41 | 0.58% |
| RANDELL LYNN KRUSE3 | 2018 DAYTON COURT SE RENTON, WA 98055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $37 | — | $37 | 0.52% |
| MEGAN ELIZABETH CASTO3 | 10340 CARNEY DRIVE SE OLYMPIA, WA 98501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | $12 | $34 | 0.48% |
| ANGELA MAY RAMIREZ3 | 850 NORTH WESGLENN CIRCLE #1 WASILLA, AK 99654 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | — | $19 | 0.27% |
| PICKERING FINANCIAL SERVICES INC3 | 341 WEST TUDOR RD ANCHORAGE, AK 99503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 110 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 110 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PREMERA BLUE CROSS BLUE SHIELD OF ALASKA, INC | 178 | $117K |
| Vision | VISION SERVICE PLAN | 106 | $13K |
| Life insurance | STANDARD INSURANCE COMPANY | 110 | $43K |
| Short-term disability | STANDARD INSURANCE COMPANY | 110 | $43K |
| Long-term disability | STANDARD INSURANCE COMPANY | 110 | $43K |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 110 | $50K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 178 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.