| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COORDINATED BENEFITS LLC3 Filed as: COORDINATED BENEFITS DBA BASIN PACI | 6917 W GRANDRIGE BLD, STE C KENNEWICK, WA 99336 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $58K | — | $58K | 16.00% |
| COORDINATED BENEFITS LLC3 Filed as: COORDINATED BENEFITS DBA BASIN PACI | 6917 W GRANDRIGE BLD, STE C KENNEWICK, WA 99336 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $26K | — | $26K | 16.00% |
| COORDINATED BENEFITS LLC3 Filed as: COORDINATED BENEFITS DBA BASIN PACI | 6917 W GRANDRIGE BLD, STE C KENNEWICK, WA 99336 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $17K | — | $17K | 16.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CHURCHILL MANAGEMENT GROUP NONE | Direct payment from the plan; Investment management; Investment advisory (plan) Service code 27 | 5900 WILSHIRE BOULEVARD, SUITE 400 LOS ANGELES, CA 900365006 | $44K |
| WILLIAM C EARHART COMPANY, INC. EIN 93-0509592 NONE | Direct payment from the plan; Recordkeeping fees; Accounting (including auditing); Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Copying and duplicating; Participant communication; Claims processing Service code 10 | — | $44K |
| SCHOEDEL & SCHOEDEL, CPAS, PLLC EIN 91-0614823 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $13K |
| BARLOW COUGHRAN MORALES & JOSEPHSON EIN 91-0889948 NONE | Legal; Direct payment from the plan Service code 29 | — | $7K |
| BASIN PACIFIC INSURANCE NONE | Consulting (general); Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees; Consulting fees Service code 16 | 6816 W RIO GRANDE AVE, C120 KENNEWICK, WA 99336 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,048 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,048 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 949 | $107K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 949 | $160K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 949 | $361K |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 949 | $107K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 949 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.