| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRUEBENEFITS LLC3 Filed as: TRUEBENEFITS, LLC. | 601 UNION STREET SUITE 3400 SEATTLE, WA 98101 | UNITEDHEALTHCARE INSURANCE COMPANY | $381 | $0 | $381 | 0.02% |
| TRUEBENEFITS LLC3 Filed as: TRUEBENEFITS, LLC. | 1215 4TH AVENUE SUITE 2200 SEATTLE, WA 98161 | KAISER FOUNDATION HEALTH PLAN, INC. | $15K | $0 | $15K | 3.22% |
| TRUEBENEFITS LLC3 Filed as: TRUEBENEFITS, LLC. | 601 UNION STREET SUITE 3400 SEATTLE, WA 98101 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $32K | $19K | $51K | 21.56% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF WA, INC. | 2106 PACIFIC AVENUE SUITE 501 TACOMA, WA 98402 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $57 | $0 | $57 | 0.02% |
| TRUEBENEFITS LLC3 Filed as: TRUEBENEFITS, LLC. | 601 UNION STREET SUITE 3400 SEATTLE, WA 98101 | DELTA DENTAL OF WASHINGTON | $9K | $0 | $9K | 4.28% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN INS SVCS, INC. | 2106 PACIFIC AVENUE SUITE 501 TACOMA, WA 98402 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $2K | $0 | $2K | 2.09% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 3 PARKWAY NORTH BOULEVARD SUITE 500 DEERFIELD, IL 60015 | AMERITAS LIFE INSURANCE CORP. | $0 | $798 | $798 | 1.96% |
| GCG FINANCIAL LLC3 Filed as: WILSON ALBERS, LLC. | 1201 PACIFIC AVENUE SUITE 2025 TACOMA, WA 98402 | AMERITAS LIFE INSURANCE CORP. | $0 | $399 | $399 | 0.98% |
| TRUEBENEFITS LLC3 Filed as: TRUEBENEFITS, LLC. | 601 UNION STREET SUITE 3400 SEATTLE, WA 98101 | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | $184 | $0 | $184 | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 353 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 353 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 277 | $3.5M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF WASHINGTON | 338 | $251K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 655 | $41K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 353 | $236K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 353 | $236K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 353 | $236K |
| Prescription drug(4 contracts, 4 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 277 | $3.5M |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 353 | $237K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 655 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.