| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INTERREMEDY INSURANCE SERVICES3 | 315 MONTGOMERY STREET ST 900 SAN FRANCISCO, CA 94104 | COMPANION LIFE INSURANCE COMPANY | $88K | — | $88K | 7.00% |
| VISION SOURCE PLAN3 | 3333 QUALITY DRIVE RANCHO CORDOVA, CA 95707 | VISION SOURCE PLAN | — | $19K | $19K | 7.83% |
| PROPEL INSURANCE3 | 601 UNION STREET, SUITE 3400 SEATTLE, WA 98101 | WILLIAMETTE DENTAL OF WASHINGTON | — | $9K | $9K | 11.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PREMERA EIN 91-0499247 CLAIMS CONSULTANT | Other services; Other fees Service code 49 | PO BOX 327 SEATTLE, WA 98111 | $740K |
| INNOVATIVE CARE MANAGEMENT, INC. EIN 93-1087669 CLAIMS CONSULTANT | Other services; Other fees Service code 49 | P.O. BOX 22386 PORTLAND, OR 97269 | $215K |
| BRIDGEWAY BENEFIT TECHNOLOGIES EIN 22-2224737 IT SUPPORT PROVIDER | Direct payment from the plan; Other services Service code 49 | 3700 KOPPERS STREET SUITE 400 BALTIMORE, MD 21227 | $143K |
| DIANA CLARK EIN 91-6061910 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $138K |
| WASHINGTON CAPITAL MANAGEMENT. INC. EIN 91-1042342 INVESTMENT CUSTODIAN | Consulting (general); Insurance agents and brokers; Investment management fees paid directly by plan Service code 16 | 1200 SIXTH AVENUE, SUITE 700 SEATTLE, WA 98101 | $123K |
| NETWORK SECURE SOLUTIONS, LLC IT CONSULTANT | Consulting (general); Direct payment from the plan Service code 16 | — | $96K |
| UNITED EMPLOYEE BENEFIT TRUST EIN 91-6061910 EMPLOYEE BENEFITS | Employee (plan sponsor); Direct payment from the plan Service code 35 | 220 S. 27TH ST SUITE B TACOMA, WA 98402 | $84K |
| PROPEL INSURANCE EIN 91-0830024 CONSULTANT | Insurance brokerage commissions and fees; Consulting (general); Insurance agents and brokers Service code 16 | 601 UNION STREET, SUITE 3400 SEATTLE, WA 98101 | $75K |
| CINDY MATTINGLY EIN 91-6061910 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $74K |
| MICHELE HASENAUER EIN 91-6061910 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $73K |
| SHAUN-DEE WILLIAMS EIN 91-6061910 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $72K |
| SUSAN MCGIVERN EIN 91-6061910 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $68K |
| KEY BANK EIN 91-1382589 CUSTODIAL | Direct payment from the plan; Custodial (securities) Service code 19 | PO BOX 7453 CLEVELAND, OH 441944543 | $68K |
| AH! THE ELEMENT OF SURPRISE, LLC. HR CONSULTANT | Consulting (general) Service code 16 | P.O. BOX 26692 FEDERAL WAY, WA 98093 | $61K |
| WESTERN CONFERENCE TEAMSTERS EIN 91-6145047 EMPLOYEE BENEFITS | Direct payment from the plan; Employee (plan sponsor) Service code 35 | 2323 EASTLAKE AVENUE EAST SEATTLE, WA 98102 | $51K |
| QUADIENT FINANCE USA, INC. EIN 16-1753763 PRINTING SERVICES | Other services; Direct payment from the plan Service code 49 | 478 WHEELERS FARMS RD. MILFORD, CT 06461 | $45K |
| DELTA DENTAL OF WASHINGTON EIN 91-0621480 CLAIMS CONSULTANT | Direct payment from the plan; Claims processing; Insurance services Service code 12 | 400 FAIRVIEW AVE N 800 SEATTLE, WA 98109 | $43K |
| TEAMSTERS LOCAL UNION #313 EIN 91-0436970 LESSOR | Other services; Direct payment from the plan Service code 49 | 220 S. 27TH ST TACOMA, WA 98402 | $38K |
| BARBARA BORGEN EIN 91-6061910 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $38K |
| MAXORPLUS, LTD EIN 75-2676894 CLAIMS PROCESSOR | Direct payment from the plan; Claims processing Service code 12 | 320 S POLK SUITE 200 AMARILLO, TX 79101 | $36K |
| GREEN LIGHT COST MANAGEMENT HEALTH CLAIMS REVIEW | Direct payment from the plan; Consulting (general) Service code 16 | 17015 NORTH SCOTTSDALE RD SUITE 350 SCOTTSDALE, AZ 85255 | $31K |
| CLIFTONLARSONALLEN EIN 41-0746749 PAYROLL AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | 601 W RIVERSIDE AVE SUITE 1950 SPOKANE, WA 99201 | $30K |
| PHARMACEUTICAL STRATEGIES GROUP LLC EIN 14-2001350 CLAIMS CONSULTANT | Consulting (general); Direct payment from the plan Service code 16 | 9220 SW BARBOUR BLVD SUITE 119 PORTLAND, OR 97219 | $30K |
| BARLOW, COUGHRAN, MORALES, & JOSEPH EIN 91-0889948 ATTORNEY | Legal; Direct payment from the plan Service code 29 | 1325 FOURTH AVE, STE 910 SEATTLE, WA 981012573 | $29K |
| ANASTASI, MOORE & MARTIN, PLLC EIN 20-8149084 ACCOUNTANT | Direct payment from the plan; Accounting (including auditing) Service code 10 | 9 S WASHINGTON ST STE 600 SPOKANE, WA 99201 | $22K |
| RBC CAPITAL MARKETS EIN 13-5357855 INVESTMENT MANAGER | Custodial (securities); Direct payment from the plan Service code 19 | 1918 8TH AVE SEATTLE 3600 SEATTLE, WA 98101 | $20K |
| VSP VISION CARE EIN 61-1227840 VISION CONSULTANT | Claims processing; Direct payment from the plan Service code 12 | 3333 QUALITY DRIVE RANCHO CORDOVA, CA 95670 | $19K |
| PLATFORM CPAS, LLP ACCOUNTANT | Accounting (including auditing); Direct payment from the plan Service code 10 | 6510 MILLROCK DR SUITE 275 HOLLADAY, UT 84121 | $18K |
| PRINT NW EIN 91-1648652 PRINTING SERVICES | Other services; Direct payment from the plan Service code 49 | 9914 32ND AVE. S. LAKEWOOD, WA 98499 | $13K |
| WASHINGTON TEAMSTERS WELFARE TRUST EIN 91-6034673 EMPLOYEE BENEFITS | Employee (plan sponsor); Direct payment from the plan Service code 35 | 2345 EASTLAKE AVE E SEATTLE, WA 98102 | $12K |
| VISION COMPUTING IT ASSISTANCE | Direct payment from the plan; Consulting (general) Service code 16 | 410 28TH AVE SE. PUYALLUP, WA 98374 | $9K |
| THE TRAVELERS COMPANIES, INC. EIN 41-0518860 INSURANCE PROVIDER | Insurance services; Direct payment from the plan Service code 23 | 485 LEXINGTON AVE. NEW YORK, NY 10017 | $8K |
| INTERNATIONAL FOUNDATION EIN 39-1034021 CONSULTING | Consulting (general); Direct payment from the plan Service code 16 | 18700 W BLUEMOUND RD. BROOKFIELD, WI 53045 | $7K |
| PACIFIC OFFICE AUTOMATION EIN 93-0665413 LESSOR | Other services Service code 49 | 14747 NW. GREENBRIER PKWY. BEARVERTON, OR 97006 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,398 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,405 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | WILLIAMETTE DENTAL OF WASHINGTON | 197 | $81K |
| Vision | VISION SOURCE PLAN | 1,380 | $240K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY | 2,401 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,401 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.