| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WASHINGTON, INC | 1501 FOURTH AVE STE 2400 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $38K | — | $38K | 2.67% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WASHINGTON, INC. | 1501 FOURTH AVE STE 2400 SEATTLE, WA 98101 | LIFEMAP ASSURANCE COMPANY | $6K | $4K | $10K | 4.77% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WASHINGTON, INC. | 1501 FOURTH AVE STE 2400 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $7K | — | $7K | 4.08% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| REGENCE BLUESHIELD EIN 91-0282080 NONE | Float revenue; Claims processing; Direct payment from the plan Service code 12 | — | $1.3M |
| BENESYS ADMINISTRATORS EIN 38-2383171 NONE | Contract Administrator Service code 13 | — | $213K |
| NATIONAL INVESTMENT SERVICES EIN 80-0169636 NONE | Investment management; Direct payment from the plan; Investment management fees paid directly by plan Service code 28 | — | $94K |
| SERVICE PRINTING CO. NONE | Copying and duplicating; Direct payment from the plan Service code 36 | 3887 13TH AVE W 106 SEATTLE, WA 98119 | $68K |
| BNY MELLON ASSET SERVICING EIN 13-5160382 NONE | Custodial (securities) Service code 19 | — | $58K |
| MCKENZIE ROTHWELL BARLOW & COUGHRAN EIN 91-0889948 NONE | Legal Service code 29 | — | $53K |
| GRANDFLOW, INC. EIN 94-3211239 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $41K |
| WELLS FARGO BANK NONE | Other fees Service code 99 | 420 MONTGOMERY ST SAN FRANCISCO, CA 94104 | $38K |
| BROWN & BROWN OF WASHINGTON, INC. EIN 91-0378940 NONE | Consulting (general); Insurance agents and brokers Service code 16 | — | $34K |
| UNION DATA SYSTEMS EIN 27-1619539 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $31K |
| SCHOEDEL & SCHOEDEL CPAS, PLLC EIN 91-0614823 NONE | Accounting (including auditing) Service code 10 | — | $26K |
| WELFARE & PENSION ADMINISTRATION EIN 91-1363171 NONE | Accounting (including auditing) Service code 10 | — | $17K |
| NEPC, LLC EIN 26-1429809 NONE | Consulting (pension); Direct payment from the plan Service code 17 | — | $9K |
| MILLIMAN, INC. EIN 91-0675641 NONE | Actuarial Service code 11 | — | $6K |
| PROPEL INSURANCE EIN 91-0830024 NONE | Insurance agents and brokers Service code 22 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,741 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 40 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 1,781 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 339 | $1.6M |
| Dental | WILLAMETTE DENTAL OF WASHINGTON, INC. | 468 | $167K |
| Vision | VISION SERVICE PLAN | 1,790 | $190K |
| Life insurance | LIFEMAP ASSURANCE COMPANY | 1,695 | $218K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,781 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,790 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.