| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PARKER SMITH & FEEK INC.3 Filed as: PARKER, SMITH, & FEEK INC. | 2233 112TH AVE NE BELLEVUE, WA 98004 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $17K | — | $17K | 1.76% |
| MCM3 | 1325 FOURTH AVE SUITE 2100 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $12K | — | $12K | 1.29% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK INC | — | DELTA DENTAL OF WASHINGTON | $6K | — | $6K | 0.75% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WA LLC MCM | — | DELTA DENTAL OF WASHINGTON | $4K | — | $4K | 0.48% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK INC | — | RELIANCE STANDARD LIFE INSURANCE COMPANY | $11K | — | $11K | 5.00% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK INC | — | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | — | $6K | 5.00% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK INC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 519 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 527 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 51 | $966K |
| Dental | DELTA DENTAL OF WASHINGTON | 514 | $765K |
| Vision | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 51 | $966K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 519 | $212K |
| Long-term disability(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 519 | $166K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 51 | $966K |
| Stop-loss / reinsurancereinsurance | LIFEWISE ASSURANCE COMPANY | 466 | $388K |
| Other(3 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 519 | $235K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 519 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.