| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 | 155 N WACKER DRIVE SUITE 1500 CHICAGO, IL 606061710 | KAISER FOUNDATION HEALTH PLAN INC. | $1.1M | — | $1.1M | 0.67% |
| SEDGWICK CLAIMS MANAGEMENT SERVICES5 | 2620 THOUSAND OAKS BOULEVARD MEMPHIS, TN 15233 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $3.7M | $3.7M | 15.64% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 1 BEACON STREET SUITE 1700 BOSTON, MA 02108 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $1.6M | — | $1.6M | 6.86% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $477K | — | $477K | 2.01% |
| SURVIVOR OUTREACH SERVICES5 Filed as: SURVIVOR OUTREACH SERVICES, LLC | 6800 BISHOP ROAD SUITE 220 PLANO, TX 750244275 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $117K | $117K | 0.49% |
| IMG5 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $12K | $12K | 0.05% |
| MERCER HEALTH AND BENEFITS, LLC3 | 155 N WACKER DRIVE SUITE 1500 CHICAGO, IL 606061710 | KAISER FOUNDATION HEALTH PLAN INC. | $114K | — | $114K | 0.63% |
| BSC AGENCY LLC3 | 1025 ASHWORTH ROAD WEST DES MOINES, IA 50265 | RELIASTAR LIFE INSURANCE COMPANY | $1.6M | $322K | $1.9M | 24.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADV, LLC | 321 N CLARK STREET SUITE 940 CHICAGO, IL 606545015 | RELIASTAR LIFE INSURANCE COMPANY | $190K | — | $190K | 2.36% |
| BSC AGENCY LLC3 Filed as: BSC AGENCY, LLC | ATTN DONNA LOREN 1025 ASHWORTH ROAD WEST DES MOINES, IA 50265 | ARAG INSURANCE COMPANY | $120K | — | $120K | 5.66% |
| BUSINESSSOLVER.COM, INC.5 | ATTN DONNA LOREN P.O. BOX 310411 DES MOINES, IA 50331 | ARAG INSURANCE COMPANY | — | $106K | $106K | 5.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADV, LLC | 144 TURNPIKE ROAD # 330 SCARBOROUGH, MA 01772 | ARAG INSURANCE COMPANY | $106K | — | $106K | 5.00% |
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 29290 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $32K | — | $32K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 69,747 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 461 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 70,208 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 51,671 | $189.5M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 24 | $320K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 69,747 | $23.7M |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 69,747 | $23.7M |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 69,747 | $23.7M |
| Prescription drug(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 35,913 | $181.1M |
| Other(3 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 69,747 | $33.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 69,747 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.