| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 8110 EAST 32ND STREET NORTH SUITE 100 WICHITA, KS 67226 | DELTA DENTAL OF KANSAS | $15K | $0 | $15K | 3.54% |
| USI INSURANCE SERVICES LLC3 | 245 NORTH WACO STREET WICHITA, KS 67202 | DELTA DENTAL OF KANSAS | $10K | $0 | $10K | 2.46% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES, INC. | 10333 EAST 21ST STREET NORTH WICHITA, KS 67206 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $43K | $0 | $43K | 10.94% |
| USI INSURANCE SERVICES LLC3 | 245 NORTH WACO STREET, SUITE 402 WICHITA, KS 67202 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $23K | $3K | $27K | 6.77% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES, INC. | 2850 WEST GOLF ROAD, 11TH FLOOR ROLLING MEADOWS, IL 60008 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $3K | $3K | 0.83% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BNFTS SRVS, INC. & AGENTS | 4622 PENNSYLVANIA AVENUE, SUITE 900 KANSAS CITY, MO 64112 | AFLAC | $4K | $0 | $4K | 3.33% |
| MINDY SKIDMORE LLC3 Filed as: MINDY SKIDMORE, LLC | 2301 BURLINGTON STREET, SUITE 200 NORTH KANSAS CITY, MO 64116 | AFLAC | $3K | $15 | $3K | 2.90% |
| RYAN LAGER3 Filed as: RYAN LAGER, LLC | 9221 NE 111TH STREET KANSAS CITY, MO 64157 | AFLAC | $2K | $66 | $2K | 2.05% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | AFLAC | $1K | $0 | $1K | 1.20% |
| CHRISTI LANE FARNAN3 Filed as: CHRISTI FARNAN | 11193 CLUB VIEW DRIVE SAINT JOSEPH, MO 64505 | AFLAC | $1K | $15 | $1K | 1.08% |
| MINDY SKIDMORE LLC3 Filed as: MINDY SKIDMORE | 2301 BURLINGTON STREET, SUITE 200 NORTH KANSAS CITY, MO 64116 | AFLAC | $1K | $0 | $1K | 1.07% |
| JANET RIGSBY3 | 801 MELANAE COURT LIBERTY, MO 64068 | AFLAC | $775 | $0 | $775 | 0.72% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: ARTHUR J. GALLAGHER & COMPANY | 8110 EAST 32ND STREET NORTH SUITE 100 WICHITA, KS 67226 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $5K | $0 | $5K | 6.60% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62817 VIRGINIA BEACH, VA 23466 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $3K | $0 | $3K | 3.35% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES, INC. | 2345 GRAND BOULEVARD, SUITE 200 KANSAS CITY, MO 64108 | CONTINENTAL AMERICAN INSURANCE COMPANY | $238 | $0 | $238 | 5.90% |
| MINDY SKIDMORE LLC3 Filed as: MINDY SKIDMORE | 3308 NW 84TH TERRACE KANSAS CITY, MO 64154 | CONTINENTAL AMERICAN INSURANCE COMPANY | $122 | $0 | $122 | 3.03% |
| RYAN LAGER3 Filed as: RYAN LAGER, LLC | 8342 NORTH OVERLAND DRIVE KANSAS CITY, MO 64151 | CONTINENTAL AMERICAN INSURANCE COMPANY | $72 | $0 | $72 | 1.79% |
| CHRISTI L. FARNAN3 | 3109 NW OAKCREST DRIVE KANSAS CITY, MO 64151 | CONTINENTAL AMERICAN INSURANCE COMPANY | $34 | $0 | $34 | 0.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 699 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 699 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE LIFE INSURANCE COMPANY | 543 | $5.6M |
| Dental | DELTA DENTAL OF KANSAS | 567 | $418K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 889 | $80K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 699 | $392K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 699 | $392K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 699 | $392K |
| Prescription drug | UNITEDHEALTHCARE LIFE INSURANCE COMPANY | 543 | $5.6M |
| Other(4 contracts, 4 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 699 | $517K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 889 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.