See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 8 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 8 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTH CARE INSURANCE CO. EIN 36-2739571 NONE | Other services; Claims processing Service code 12 | — | $984K |
| WASHINGTON DENTAL EIN 91-0621480 NONE | Claims processing Service code 12 | — | $259K |
| CONNECTICUT GENERAL LIFE INSURANCE EIN 06-0303370 NONE | Claims processing Service code 12 | — | $241K |
| DAVIS WRIGHT TREMAINE EIN 91-0839480 NONE | Legal Service code 29 | — | $98K |
| MERCER EIN 13-2834414 NONE | Actuarial Service code 11 | — | $35K |
| CONEXIS EIN 20-0198855 NONE | Claims processing Service code 12 | — | $24K |
| EXPRESS SCRIPTS, INC. EIN 41-1627938 NONE | Claims processing Service code 12 | — | $21K |
| MOSS ADAMS LLP EIN 91-0189318 NONE | Accounting (including auditing) Service code 10 | — | $20K |
| PARKER SMITH & FEEK, INC. EIN 91-0660018 NONE | Consulting (general) Service code 16 | — | $15K |
| SPECTERA EIN 36-2739571 NONE | Claims processing Service code 12 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,401 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 118 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,519 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER PERMANENTE | 5,763 | $79.6M |
| Dental | WILLAMETTE DENTAL, INC. | 1,566 | $2.1M |
| Vision(2 contracts) | KAISER PERMANENTE | 5,763 | $79.6M |
| Life insurance(4 contracts) | CONNECTICUT GENERAL LIFE INSURANCE COMPANY, A CIGNA COMPANY | 7,808 | $2.7M |
| Short-term disability | CONNECTICUT GENERAL LIFE INSURANCE COMPANY, A CIGNA COMPANY | 4,928 | $2.8M |
| Prescription drug(2 contracts) | KAISER PERMANENTE | 5,763 | $79.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,808 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.