See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MOSS LAW FIRM EIN 91-1882299 NONE | Legal; Direct payment from the plan Service code 29 | — | $33K |
| RAEL & LETSON EIN 94-1701048 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $31K |
| BENEFIT ADMINISTRATION EIN 94-1646941 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $23K |
| TRANSWESTERN INSURANCE ADMIN EIN 77-0118024 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $20K |
| HEMMING MORSE EIN 30-0702322 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $18K |
| INTERPLAN HEALTH GROUP EIN 06-1623228 NONE | Direct payment from the plan; Other fees Service code 50 | — | $9K |
| MARCO CONSULTING EIN 36-3555078 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $9K |
| TUCKER, CHIU, HEBESHA, & WAR EIN 27-4986310 NONE | Legal; Direct payment from the plan Service code 29 | — | $8K |
| MCMORGAN & COMPANY EIN 52-2334338 NONE | Investment management Service code 28 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 94 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 96 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AMALGAMATED LIFE INSURANCE COMPANY | 53 | $3K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COPMANY | 94 | $137K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 94 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.