| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRUEBENEFITS LLC3 | 1215 4TH AVE STE 2200 SEATTLE, WA 98161 | VISION SERVICE PLAN | $1K | — | $1K | 4.63% |
| TRUEBENEFITS LLC3 | 1215 FOURTH AVENUE SUITE 2200 SEATTLE, WA 98161 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| BENEFITS ADVISORY NETWORK LLC3 | 6830 COCHRAN ROAD SOLON, OH 44139 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $217 | $217 | 1.22% |
| TRUEBENEFITS LLC3 | 1215 FOURTH AVENUE SUITE 2200 SEATTLE, WA 98161 | ANTHEM BLUE CROSSLIFE AND HEALTH INSURANCE COMPANY | $2K | — | $2K | 9.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 291 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 294 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 316 | $141K |
| Vision | VISION SERVICE PLAN | 288 | $32K |
| Life insurance | ANTHEM BLUE CROSSLIFE AND HEALTH INSURANCE COMPANY | 394 | $18K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 127 | $18K |
| Other(2 contracts, 2 carriers) | ANTHEM BLUE CROSSLIFE AND HEALTH INSURANCE COMPANY | 394 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 394 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.