| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC | PO BOX 955909 SAINT LOUIS, MO 631955909 | PREMERA BLUE CROSS | $154K | — | $154K | 3.86% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC OF FLORIDA | 200 E RANDOLPH ST CHICAGO, IL 60601 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 8.09% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | VISION SERVICE PLAN | $2K | — | $2K | 4.11% |
| COLONIAL LIFE & ACCIDENT3 Filed as: COLONIAL LIFE & ACCIDENT INSURANCE | VARIOUS AGENTS - SEE ATTACHED POST OFFICE BOX 1365 COLUMBIA, SC 292021365 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 10.57% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC OF FLORIDA | 350 N ORLEANS STREET SUITE 1446 CHICAGO, IL 60654 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $716 | — | $716 | 9.99% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC OF FLORIDA | 350 N ORLEANS STREET SUITE 1446 CHICAGO, IL 60654 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $678 | — | $678 | 10.00% |
| COLONIAL LIFE & ACCIDENT3 Filed as: COLONIAL LIFE & ACCIDENT INSURANCE | VARIOUS AGENTS - SEE ATTACHED POST OFFICE BOX 1365 COLUMBIA, SC 292021365 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $567 | $822 | $1K | 41.30% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC. OF FLORIDA | 350 N ORLEANS STREET SUITE 1446 CHICAGO, IL 60654 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $148 | — | $148 | 10.01% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC OF FLORIDA | 350 N ORLEANS STREET SUITE 1446 CHICAGO, IL 60654 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $92 | — | $92 | 10.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 750 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 752 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PREMERA BLUE CROSS | 1,342 | $4.0M |
| Dental | PREMERA BLUE CROSS | 1,342 | $4.0M |
| Vision | VISION SERVICE PLAN | 402 | $40K |
| Life insurance(6 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 174 | $68K |
| Short-term disability(2 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 25 | $20K |
| Long-term disability(2 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 25 | $20K |
| Prescription drug | PREMERA BLUE CROSS | 1,342 | $4.0M |
| Other(7 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 174 | $85K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,342 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.