| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BERG BENEFITS, INC.3 Filed as: BERG ANDONIAN INC. | 1804 WEST UNION AVENUE, SUITE 201 TACOMA, WA 98405 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 2.56% |
| ASSUREDPARTNERS3 Filed as: NORTHWET BENFIT ADVISORS, INC. | 8151 164TH AVENUE, SUITE 411 REDMOND, WA 98052 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 0.99% |
| MJ INSURANCE3 Filed as: MARY L. JOCHUM AND VARIOUS AGENTS | 3051 165TH PLACE BELLEVUE, WA 98008 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 0.60% |
| MARK BUNDA3 | 2911 STIRLING COURT SE OLYMPIA, WA 98501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $822 | $0 | $822 | 0.49% |
| MONARCH BENEFITS CONSULTING LLC3 Filed as: MONARCH BENEFITS CONSLTING LLC | 1801 WEST BAY DRIVE NW, SUITE 207 OLYMPIA, WA 98502 | CONTINENTAL AMERICAN INSURANCE COMPANY | $575 | $0 | $575 | 0.35% |
| MATHEW A. BUMALA3 | 700 NORTH HAYDEN ISLAND DRIVE SUITE 220 PORTLAND, OR 97217 | CONTINENTAL AMERICAN INSURANCE COMPANY | $385 | $0 | $385 | 0.23% |
| BROOKE BACHESTA3 | 5902 22ND AVENUE NW APARTMENT 3E SEATTLE, WA 98107 | CONTINENTAL AMERICAN INSURANCE COMPANY | $309 | $0 | $309 | 0.19% |
| BERG BENEFITS, INC.3 Filed as: BERG ADONIAN INC. | PO BOX 66029 TACOMA, WA 98464 | SYMETRA LIFE INSURANCE COMPANY | $10K | $0 | $10K | 10.00% |
| BERG BENEFITS, INC.3 Filed as: BERG BENEFITS INC. | 1804 WEST UNION AVENUE, SUITE 201 TACOMA, WA 98405 | WILLAMETTE DENTAL GROUP | $2K | $0 | $2K | 5.01% |
| BERG BENEFITS, INC.3 Filed as: BERG ADONIAN INC. | PO BOX 66029 TACOMA, WA 98464 | FIRST CHOICE HEALTH NETWORK | $10K | $0 | $10K | 67.42% |
| LARRY D. EWING3 | PO BOX 832 SHELTON, WA 98584 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $101 | $0 | $101 | 5.46% |
| LARRY F FICKEL3 Filed as: LARRY F. FICKEL | 6563 MCDONALD AVENUE, UNIT 209 GIG HARBOR, WA 98335 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $65 | $0 | $65 | 3.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 527 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 527 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | WILLAMETTE DENTAL GROUP | 94 | $41K |
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 467 | $103K |
| Other(4 contracts, 4 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 527 | $286K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 527 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.