| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: WILSON ALBERS AN ALERA GROUP AGENCY | 3000 A STREET STE 400 ANCHORAGE, AK 99503 | REGENCE BLUESHIELD | $73K | — | $73K | 4.69% |
| GCG FINANCIAL LLC3 Filed as: WILSON ALBERS AN ALERA GROUP | AGENCY LLC 1201 PACIFIC AVE STE 2025 TACOMA, WA 98402 | DELTA DENTAL OF WASHINGTON | $6K | — | $6K | 5.04% |
| GCG FINANCIAL LLC3 Filed as: WILSON ALBERS AN ALERA GROUP AGENCY | 3000 A STREET STE 400 ANCHORAGE, AK 99503 | LIFEMAP ASSURANCE COMPANY | $12K | — | $12K | 14.91% |
| GCG FINANCIAL LLC3 Filed as: WILSON ALBERS AN ALERA GROUP | AGENCY LLC 1201 PACIFIC AVE STE 2025 TACOMA, WA 98402 | VISION SERVICE PLAN | $966 | — | $966 | 5.66% |
| GCG FINANCIAL LLC3 Filed as: WILSON ALBERS AN ALERA GROUP AGENCY | 3000 A STREET STE 400 ANCHORAGE, AK 99503 | MAGELLAN HEALTH | $846 | — | $846 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 148 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 148 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 150 | $1.6M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF WASHINGTON | 194 | $199K |
| Vision | VISION SERVICE PLAN | 130 | $17K |
| Life insurance(2 contracts, 2 carriers) | HMSA HEALTH PLAN | 139 | $161K |
| Short-term disability | LIFEMAP ASSURANCE COMPANY | 139 | $80K |
| Long-term disability | LIFEMAP ASSURANCE COMPANY | 139 | $80K |
| Prescription drug(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 150 | $1.6M |
| Other(3 contracts, 3 carriers) | HMSA HEALTH PLAN | 148 | $169K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 194 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.