| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | UNITEDHEALTHCARE INSURANCE COMPANY | $59K | — | $59K | 2.85% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INS. INC. | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $3K | $14K | 6.45% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $2K | $10K | 4.49% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET P.O. BOX 99106 CAMDEN, NJ 08101 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 1.60% |
| EBENEFITS CONSULTNG GROUP LLC3 Filed as: EBENEFITS CONSULTING GROUP LLC | PO BOX 359 BLACK DIAMOND, WA 980100359 | METROPOLITAN LIFE INSURANCE COMPANY | — | $15 | $15 | 0.01% |
| CENTRO BENEFITS RESEARCH LLC3 | 24500 CHAGRIN BLVD STE 365 BEACHWOOD, OH 441225646 | METROPOLITAN LIFE INSURANCE COMPANY | — | $10 | $10 | 0.00% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 2 COOPER STREET, P.O. BOX 99016 ATLANTA, GA 30339 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $320 | $1K | 5.84% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | TRIAD1828 CENTRE 422 WAUPONSEE ST MORRISTOWN, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $796 | $319 | $1K | 4.56% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99016 CAMDEN, NJ 08101 | METROPOLITAN LIFE INSURANCE COMPANY | $165 | — | $165 | 0.67% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $188 | $1K | 9.99% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $405 | $162 | $567 | 4.56% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99016 CAMDEN, NJ 08101 | METROPOLITAN LIFE INSURANCE COMPANY | $161 | — | $161 | 1.29% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $185 | $1K | 9.87% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $565 | $226 | $791 | 6.38% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99016 CAMDEN, NJ 08101 | METROPOLITAN LIFE INSURANCE COMPANY | $656 | — | $656 | 5.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 252 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 252 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 338 | $2.1M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 298 | $212K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 298 | $212K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 298 | $212K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 298 | $212K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 298 | $212K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 338 | $2.1M |
| Other(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 298 | $261K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 338 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.