| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PARTNERS GROUP3 | 11850 SW 67TH AVE, STE 100 PORTLAND, OR 97223 | REGENCE BLUESHIELD OF IDAHO | $47K | $6K | $52K | 2.90% |
| THE PARTNERS GROUP3 | 11850 SW 67TH AVE, STE 100 PORTLAND, OR 97223 | DELTA DENTAL OF IDAHO | $7K | $0 | $7K | 5.81% |
| THE PARTNERS GROUP3 | 11850 SW 67TH AVE, STE 100 PORTLAND, OR 97223 | UNITED HERITAGE LIFE INSURANCE COMPANY | $4K | $0 | $4K | 10.00% |
| THE PARTNERS GROUP3 | 11850 SW 67TH AVE, STE 100 PORTLAND, OR 97223 | UNITED HERITAGE LIFE INSURANCE COMPANY | $7K | $0 | $7K | 15.00% |
| THE PARTNERS GROUP3 | 11850 SW 67TH AVE, STE 100 PORTLAND, OR 97223 | UNITED HERITAGE LIFE INSURANCE COMPANY | $3K | $0 | $3K | 10.00% |
| THE PARTNERS GROUP3 | 11850 SW 67TH AVE, STE 100 PORTLAND, OR 97223 | UNITED HERITAGE LIFE INSURANCE COMPANY | $3K | $0 | $3K | 15.00% |
| THE PARTNERS GROUP3 | 11850 SW 67TH AVE, STE 100 PORTLAND, OR 97223 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 12.81% |
| MERCER HEALTH AND BENEFITS, LLC3 | 225 NORTH 9TH ST, STE 410 BOISE, ID 83702 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | $0 | $4 | 0.02% |
| THE PARTNERS GROUP3 | 11850 SW 67TH AVE, STE 100 PORTLAND, OR 97223 | UNITED HERITAGE LIFE INSURANCE COMPANY | $613 | $0 | $613 | 10.00% |
| THE PARTNERS GROUP3 | 11850 SW 67TH AVE, STE 100 PORTLAND, OR 97223 | NATIONAL UNION FIRE INS CO OF PITTSBURGH, PA | $501 | $0 | $501 | 25.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 180 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 185 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUESHIELD OF IDAHO | 181 | $1.8M |
| Dental | DELTA DENTAL OF IDAHO | 181 | $116K |
| Vision | UNITED HERITAGE LIFE INSURANCE COMPANY | 177 | $30K |
| Life insurance(2 contracts) | UNITED HERITAGE LIFE INSURANCE COMPANY | 180 | $50K |
| Short-term disability | UNITED HERITAGE LIFE INSURANCE COMPANY | 180 | $44K |
| Long-term disability | UNITED HERITAGE LIFE INSURANCE COMPANY | 180 | $20K |
| Other(4 contracts, 4 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 199 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 199 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.