| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SPRAGUE ISRAEL GILES, INC.3 Filed as: SPRAGUE ISRAEL GILES INC | 1501 4TH AVE STE 730 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $45K | — | $45K | 3.86% |
| SPRAGUE ISRAEL GILES, INC.3 Filed as: SPRAGUE ISRAEL GILES INC | 1501 4TH AVE STE 730 SEATTLE, WA 98101 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | — | $12K | 5.88% |
| SPRAGUE ISRAEL GILES, INC.3 Filed as: SPRAGUE ISRAEL GILES INC | 1501 4TH AVE STE 730 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $7K | — | $7K | 3.91% |
| SPRAGUE ISRAEL GILES, INC.3 Filed as: SPRAGUE ISRAEL GILES INC | 1501 4TH AVE STE 730 SEATTLE, WA 98101 | VISION SERVICE PLAN | $871 | — | $871 | 6.35% |
| SPRAGUE ISRAEL GILES, INC.3 Filed as: SPRAGUE ISRAEL GILES INC | 1501 4TH AVE STE 730 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN, INC | $0 | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 260 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 260 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 173 | $1.4M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 267 | $196K |
| Vision | VISION SERVICE PLAN | 176 | $14K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 267 | $196K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 267 | $196K |
| Prescription drug(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 173 | $1.4M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 267 | $196K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 267 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.